Chapter 134 Helping each other
In a remote, cold and narrow dark alley, one group of people were young and the other group was ordinary and inconspicuous, but no one could have imagined that such a group of people were discussing a transaction of hundreds of thousands of taels of silver.
The small black house has been running for many years, how could it not have 500,000 taels of silver in cash? It can only be said that the old man in front of him doesn't want to lend it, or he is not capable of making such a big decision.
Song Qingwan was in a hurry, so she didn't plan to force it. She played with her belt carelessly, but her eyes were always glancing towards the house in the courtyard. Unfortunately, the old man would definitely not let her in.
Xie Qingcheng and Le Fei, holding swords and with their arms across their chests, stood behind Song Qingwan to protect her. They did not seem to be here to borrow money in a humble manner, but to do business with the merchants.
But in fact, it is indeed a business, and they are still the customers. "Then boss, please lend me some money. Anyway, you are the one who collects the interest. It is up to you to decide how much you want to earn.
But the interest rate shouldn't be too high, right? I'll pay it back within a month. I'm still your old customer, so you can handle it, boss."
The old man was even more troubled now. His eyes rolled around and he finally held up three fingers. "What do you think, girl? One cent."
This is three hundred thousand taels of silver, with an interest of three thousand taels, and it is only loaned for one month. I have to say it is really shady, but this is not a regular money house, and it is normal to lend money at high interest rates.
"Okay, official banknotes, I want them now." Song Qingwan needed it urgently, so she agreed without saying a word. Boss Fu also said that as long as it was market interest, he would accept it, even the black market interest.
The old man finally smiled, his eyes narrowed, "Okay, wait a moment, girl, I'll go in and get the goods." Although he lowered the interest rate, he still made a lot of money. His master should praise him.
After the old man entered the room, the big man immediately blocked the door, as if he was afraid that Song Qingwan would break in.
Song Qingwan wanted to do it, but there was not enough time, so the old man came out again quickly, "Please accept it, young lady." He first handed Song Qingwan a thick stack of silver bills.
Song Qingwan took them and looked at each one carefully. She had learned from her mother how to distinguish between silver and banknotes, so she was not afraid of receiving a fake.
"That's right, three hundred thousand." After saying that, Song Qingwan threw the banknote into the space through her sleeve pocket.
"Okay, okay, please sign and pledge, young lady." The old man then took out a loan contract.
Song Qingwan took it, read it carefully, and after making sure there were no traps, she immediately signed her name.
"Okay, I wish you a prosperous business and a smooth life, girl. Have a safe trip." The old man happily took the signed contract with a smile on his face.
The transaction of 300,000 taels of silver notes was concluded so easily, and neither of them was afraid of the other breaking the contract.
Only after walking out of the alley did Song Qingwan breathe a sigh of relief. "We are now in debt of three hundred thousand. Old Xie and Old Le, we have to work hard."
"How about, girl, try your luck again today?" Xie Qingcheng was of course referring to gambling on stones.
Song Qingwan sighed, "I do want to, but you can only do that kind of thing once. If you do it too often, you will offend people and be excluded from the industry. You must know that we will not need jade in the future.
Having a few rivals can motivate you to make progress, but if you make too many enemies, life will be difficult. With so many forces surrounding you, do you want to fight every day? "
It’s tiring just thinking about it, so we should be content with our lot in life, but it’s different when it comes to career.
Song Qingwan's words made Xie Qingcheng look at her with a higher opinion of her again.
Many people have no moral bottom line when they are in trouble. Instead, they climb up desperately and use any means to achieve their goals.
Song Qingwan was able to maintain an upright heart and a clear mind. She is still just a young girl. This is a very rare thing and is very admirable.
A few people were chatting and driving the carriage soon arrived at the Jade Street.
Some of the beggars who were wandering around at the beginning are still there, and some have been registered under the name of Song Qingwan. After getting off the carriage, Song Qingwan led the two people through the alleys as they were familiar with the road. This time, no one dared to stop her.
Some merchants who knew her began to avoid her and even wished they could close their shops in front of Song Qingwan.
When it comes to gambling on stones, usually if the customers win, the merchants lose. But not every store is like Boss Lu, who has genuine and good stuff in his store.
But if not, and the young girl fails to open the jade, everyone will know that their business is a liar. Is there any business then?
Fortunately, Song Qingwan had a clear goal and soon arrived at Boss Lu's shop.
The old man's shop was the same as usual, deserted with few customers, and he was lying on the couch playing with the bird in the cage.
It was not until he saw Song Qingwan appear that he slowly sat up, "Oh, no wonder the birds are chirping so happily, it turns out that a distinguished guest has come."
Boss Lu was quite surprised to see Song Qingwan in his shop again. He thought this girl was a smart person and would not gamble on stones again, and besides, wasn't she very busy?
The reason why he is not coming now is that he is short of money, and he thinks this is his bank?
Of course, the thoughts that flashed through Boss Lu's mind were not shown on his face at all.
Song Qingwan smiled bitterly, "I am not a distinguished guest of any sect. I just came to Boss Lu for help because I was in trouble."
"Oh? What's the matter?" She and her subordinates had just rescued the emperor and empress on the central street, and everyone who was well-informed knew about the relationship between Song Qingwan and the prince.
With an omnipotent prince there, why did Song Qingwan still ask for help from others? Boss Lu was curious about what tricks she was trying to play.
Song Qingwan had nothing to hide, and said straight to the point, "I'm here to borrow money from Boss Lu. Of course, I'm not lending it to myself, but to my clients."
After hearing this, Boss Lu burst into laughter. "Boss Song, you are so kind. Tell me which merchant is so blessed."
This is the first time I hear of someone lending money to a client.
Boss Lu did not refuse immediately. Song Qingwan felt that there was a chance. "Boss Fu of Nanzhi Textile was colluded with outsiders by a branch branch, and his roots were dug up and he was hanged in the suburbs of Beijing. He owed a debt of 500,000 taels.
The Qicai Cloth Shop had previously suffered an accidental fire, causing heavy losses. Moreover, because Nanzhi was unable to supply raw materials and deliver goods to its customers, it owed a huge amount of compensation.
The client of this terminal is Fenfangfang. Boss Lu should know that it is the eldest princess’s business, right?
I wanted to revitalize these two stores, and what I needed were textile machines and 500,000 taels. I could provide the textile machines myself, and I also borrowed 300,000 taels of the 500,000 taels.
With the power of the Grand Princess, it is even more difficult for her to borrow money through formal channels. Therefore, this is my second stop for borrowing money. I wonder if Boss Lu can lend me a hand?
Of course, the loan will be charged interest and must be repaid within one month."
Song Qingwan also brought out the eldest princess. She couldn't harm Boss Lu. Now it depends on whether Boss Lu has the courage and guts.
However, if Boss Lu has any connection with the eldest princess, then it would be bad luck for him.
Boss Lu didn't expect this to happen. It was not a coincidence, because he also had a grudge against the eldest princess.
It's easy to tell that the high-profit business of jade is not without the Princess's footprints. Boss Lu was forced to settle down in this corner, all thanks to the Princess.
However, due to Song Qingwan's good relationship with the royal family, he couldn't say it directly, but agreed readily, "Okay, two hundred thousand taels, right? I'll lend it to you now, with an interest of one thousand taels."
This interest rate is about the same as that of a regular bank. Song Qingwan quickly stood up and bowed to Boss Lu, "Thank you!"
There is no need to say more. I will repay this favor when I have the chance.
Second update finished~