With the support of signing secret special terms, 3TO Express, YTO Express and ZTO Express all signed patent licensing agreements with Qingyun Fama Group.

At this time, the FaMao Group has applied for more than 60 QR code patents in one go to the patent management departments of major countries around the world, including China and the United States.

That’s not all. Almost every day, major cooperating universities and scientific research organizations submit new patent applications, covering all aspects of QR code applications.

After the contract was signed, we returned to the company and ate. Director Fang Guohui was undoubtedly the happiest one. "Chairman, everything is ready now. We just need the right time to wait for the patent authorization to come through.

These contracts involve huge profits in the next twenty years, based on the industry's 50% annual compound growth rate.

In the next three to five years, the fulfillment value of this contract will be less than 100 million, with almost no cost.

I have discussed with my friends in the bank and found that it is not a problem to lend 100 million in the short term. For the rest, I will cooperate with Zhongxin and Ping An to issue a combination bond.

It will be easy to sell 100 or 200 million this year, and we will also contact the four major banks, the post office, and the social security pension and medical fund to invest.

Once this is done, the company will not have to worry about the funds it needs for development in the next two years."

"Look how happy you are, Lao Fang, you should take less commission this time."

Li Zehua smiled and handed over a copy of the technology licensing contract for Hummingbird. "This is a business that is sure to make money. You can make a lot of money from this part-time job."

In addition to being a director of Chimo, Fang Guohui also holds a position in his original financial institution, which is equivalent to working two jobs. Wu Yibin is in a similar situation.

"I'm just trying to make a living, and I rely on the chairman's care. Don't worry, I will try my best to pay the lowest commission in the industry this time."

The smile on his face never stopped. "Chairman, there is another good news. The professional capital operation team you asked me to find has been successful."

"Talk about it."

"A former head of HNA's asset acquisition department recently intended to take his team out.

He has presided over and participated in merger and acquisition projects involving funds of over 10 billion yuan, and has strong connections in the industry.

Talents of this level are highly sought after in China, and even Goldman Sachs and Morgan Stanley have invited him.

But he had not made up his mind which company to go to. After receiving the news, through my unremitting efforts and thanks to the company's recent expansion, which was very good.

After careful consideration, he expressed great interest and even prepared a feasibility analysis report on the financing prospects of the McDonald's and HNA models.

Take a look. If you are interested, you can arrange for him to meet you at any time."

While Fang Guohui was speaking, a file was transferred over.

"You are doing very well. The company is currently lacking top talents to join us."

Li Zehua curiously opened it and took a look, then asked casually, "But given his rank, why would he suddenly resign from HNA?
And why did they choose a private enterprise like ours when there are so many state-owned enterprises? "

I was very puzzled and felt something was wrong. I thought about it for a long time but had no clue. Finally, I attributed it to the good development of the company, its growing reputation and its strong attraction to talents.

But he didn't believe it completely in his heart. He always remained vigilant about capital operations. He knew best what the final outcome of HNA would be.

Fang Guohui did not hide the truth from him, “Under the influence of the financial crisis, HNA’s capital operations have become more aggressive.

The original strategy of splitting up and selling after acquisition, divesting core assets for cash, restructuring, packaging and then mortgaging them is no longer viable because the money is coming in too slowly.

As you know, most of their funds come from the financial market, and the interest they bear every year is astronomical.

In addition, the slowdown in main business revenue and the intensification of internal conflicts have put increasing pressure on the asset management department.

There are many things that can be done but cannot be said. Anyway, it makes people feel like walking on a tightrope, nervous and trembling, afraid that one will be blown to pieces, so they run away early.

As for why they chose us, the reason is very simple. In-city delivery, food delivery and e-commerce have more stable income, controllable risks and greater operating space than HNA's main business.

They are mainly engaged in financial operations. You know this business. The company has many projects recently with low risks, so they will naturally make more money! "

"Many things are just a matter of breaking the ice, but everyone is pretending to be deaf and dumb."

Li Zehua seldom comments on other people's affairs, and only mutters a few words in his heart.

Then I looked at the documents and could see that the other party was well versed in this and his views were indeed extraordinary. “It’s still too radical, this repeated mortgage routine.

The specific implementation is very risky. If risks occur, how can we control them? "

Fang Guohui was very confident, "This involves our professionalism. Didn't you say that professional matters should be left to professionals?

Look at Qingyun Investment, Qingyun Real Estate, and finally the three companies of Chimo. In the financial system, they are all very high-quality assets.

The investment company is responsible for providing funds and collateral, and signing a contract to authorize the real estate company to purchase shops and properties. Chizuome provides long-term lease contract guarantees.

On the other hand, Qingyun Investment signed a brand authorization and franchise license with Chime.

The real estate company signed a cooperation agreement with Chimei and even Pinxixi, authorizing them to obtain daily operation and management business.

Well, this may sound a bit complicated, but in practice, there is a lot of room for maneuver..."

As Fang Guohui explained, Li Zehua slowly understood.

It turns out that the operating model of Qingyun Investment and Real Estate Company is to transfer funds from one hand to the other, using its own funds to purchase real estate.

Borrow funds from the bank to purchase the next property, and then use the lease contract to invest in the financial market for financing, or obtain a second mortgage from the bank.

It is equivalent to having one dollar of your own plus a borrowed dollar, doing something worth two dollars, using the two dollars of high-quality assets to issue corporate bonds, and then borrowing two dollars, and eventually one dollar becomes four dollars.

Such a scale of debt is very risky for others, but considering the current development speed of Qingyun Group, it is still within the controllable range.

After all, before the credit funds for real estate projects were tightened in 15, the asset scale of Qingyun Group could easily cover its liabilities and control the risks at a relatively low level.

The doubling of the real estate value alone can easily offset all debts.

Li Zehua had foresight and had already planned everything out. In 16, he raised prices to clear inventory, but the stock market collapsed and many wealthy people had no suitable investment channels.

From 16 to 19, he plans to package most of the properties in non-core areas into high-quality assets and launch them into the market using the future income from long-term lease contracts with Chizumo.

By then, a large number of real estate speculation groups, companies that cannot find profit targets, or multi-millionaires and billionaires will surely flock to the market, with the main goal of not cheating the poor.

These are all his own choices, so he can't blame others. When the real estate industry hits bottom in the future, he will buy back some shares and make a lot of money from the price difference.

But judging from the current plan, it's pure empty-handedness!

One dollar, no, just 1 cent of own capital, was traded among three affiliated companies, and after a series of dazzling operations, it became a few dollars of "own capital".

Add to that the subsequent restaurant chain plans, as well as the supermarket chains and supply chain systems mentioned in this document, and it involves at least hundreds of companies and thousands of partner enterprises or individuals.

The core of this plan is to copy McDonald's expansion path by purchasing commercial real estate and renting it to chains such as ChiMei restaurants and small supermarkets.

The first profit is normal rent, the second profit is revenue sharing, the third profit is franchise management fees, and the fourth profit is income from raw materials and equipment supply chain system.

In short, the company makes a lot of money, and the risks are all borne by the franchisees. Based on the future expectations of these profits, the company repeatedly borrows from banks and financial institutions and issues bonds for financing.

The most critical point is to expand the company's business scale to a terrifying level in the shortest possible time.

That is, in the next few years, Qingyun Real Estate will be arranged as the main company to successfully go public and cash out.

The plan even briefly mentions backdoor listing resources and future real estate market development expectations.

"I'm convinced. You guys who deal in financial operations, aren't you afraid of getting yourself in jail in the future?"

Li Zehua had a headache. It would be a lie to say he wasn't moved!

If he follows this plan, maybe in two years he will own hundreds or even thousands of commercial properties in first- and second-tier cities.

You can get the fattest piece of cake from rising housing prices!
The most exciting thing is that the funds required are not much. With 300 to 500 million yuan of own capital, it can be fully operational.

In the later stage, if it relies on inertia like a snowball, it will take one or two years to leverage tens of billions of funds to invest, and it will be no problem to achieve hundreds of billions within two or three years.

The risk is just too great. A simple calculation shows that the interest alone is over ten billion per year, plus the 15% special fee that Fang Guohui hinted at.

As for the cost of going public and buying a shell, it would be difficult to complete it without 60 or 70 billion yuan.

If there is any mistake along the way, such as the backdoor listing plan not being successful, the entire Qingyun Group will be dragged down by tens of billions of debts. "The risk is too great. Even if I don't use other companies under my name as joint guarantees, if something goes wrong in the end, who can guarantee that I won't be implicated?"

Speaking of this, he couldn't help but wonder, could these people be so kind?

Ultimately, we are attracted by the good operations of several companies in the Qingyun system, and the continuous flow of income to support the implementation of this plan.

As for whether there are other ulterior motives behind it.

He didn't dare to think about it too much, and there was no need to offend anyone for no reason. He just let things take their course, played dumb, and took the benefits first.

Fang Guohui tried to persuade him again, "How can you run a business without taking some risks?
It’s such a pity. If we follow this plan, within three years, the company will be able to successfully acquire the controlling stake in a listed company with a market value of tens of billions.”

In response to this, Li Zehua simply evaded the issue, saying that he still needed to discuss with other shareholders behind the scenes, but some of the plans could be tried out first.

He cannot choose the path of expansion (operation) and death of turning one dime into one hundred, but he still dares to try turning it into one dollar.

Seeing that he was determined not to give in, Fang Guohui had no choice but to ask, "Then do you still want to see this person?"

"He is a talent!"

Li Zehua turned off the computer, thought for a moment, and said:
"Let's arrange a time to meet and talk. There are still many bright spots here, if the risks can be strictly controlled.

In particular, avoiding policy violations can still help the company's development."

"Okay, if there's nothing else, I'll go out and get busy."

After chatting for a while, Fang Guohui got up and left.

"First it was a corporate bond, and now there's a controlling stake in a listed company. How could I deserve to have so many pies hit me at the same time?"

Watching his leaving figure.

Li Zehua sighed, then looked at the plan carefully again.

“Leaving aside the joint and several insurance, just looking at the plan itself, the company’s own funds will account for one-fifth of the total investment.

Referring to the housing price increase from 09 to 15, you can also appropriately add some residential investments below square meters to share the risk.

After all, Qingyun Group has a good future development and will have a huge demand for talents in all aspects, so it would be great if affordable housing could be provided.

Even technical experts, outstanding employees, and excellent management can be directly rewarded with a house. No, they cannot be rewarded directly.

The installment payment incident for electric cars has proven that the company is wholeheartedly considering its employees. They will only get more demanding and may be grateful in the short term.

After a long time, you will start to think it is natural. This is determined by human nature and there is no way to change it.

Therefore, we need to find another way, such as subsidizing loans in the name of the company. For example, if you buy a house worth 200 million yuan in Shanghai today, it will appreciate to or million yuan in the future.

It is sold to outstanding employees within the company at market price, but it is agreed that as long as they do not leave within a certain number of years, they will continue to provide high-quality services to the company.

Just give half of the subsidy and interest subsidy!
During this period of time, the three million difference in the house price was reduced out of thin air by the rising market. The company only paid a negligible interest, and the employees could still serve for a long time without regrets.

It's really a waste of money, which means that the appreciation of real estate helps the company to support its employees for free. If the company is bolder, it can buy tens of thousands of houses in first- and second-tier cities.

When the housing prices reach their highest point, they will be sold to outstanding internal employees. Not only will they make a fortune, but they will also be able to recruit tens of thousands of outstanding talents, which is simply a lucrative deal.

They are burdened with debts of hundreds of millions and they dare not run away or be lazy. They are destined to work like slaves for Qingyun Group for the rest of their lives, working hard without complaint. They are even crueler than vampires!

Even if a few of them run away, I can take back the house and get a penalty for breach of contract. Oh my God, no, I can't think about it anymore.

I always feel that Zhang Tao alone is not enough as a security assistant. I need to spend some time looking for a few more so that someone can take the blame at the critical moment!

Therefore, this plan is still desirable. At least it provides a direction for the next development of Qingyun Investment and Real Estate Company.

09, what a wonderful time. People in second-, third-, fourth- and fifth-tier cities cannot sit idle. Houses are very cheap and you would be sorry if you don’t buy one.

Should we buy it as a package or develop it in cooperation with a commercial real estate company? "

This is a very serious issue. Li Zehua opened his computer and searched randomly for a while, and finally determined the list of victims.

"Wang Wanda, it's your turn, quickly develop commercial real estate.

Qingyun Group is preparing to enter the venue and pack up..."

While he was daydreaming, Fang Guohui was also not idle. After leaving Qingyun headquarters and getting in the car, he took out his phone and called someone.

“The communication was not ideal, and we could see that he was very tempted, but strangely, at the last minute, he held back.

It doesn’t feel like doubts about our plans, it feels like pure concern about the risks.”

A voice on the other end of the phone paused for a moment and said, "After all, he is a self-made man, so it is normal for him to have superior judgment and concentration than ordinary people.

Just by looking at his several operations on his stock account, you can tell that he is a very patient person.

But it doesn’t matter. No one can resist the fat meat in front of him. He will take the bait sooner or later.

You can refuse once or twice, but it is impossible to refuse every time. Next time, you can continue to bring it up in front of him whether you have anything to do or not.

As for the plan, it can be made more complete. Haven't you already started issuing corporate bonds to him?
Then speed up the process, Zhongxin, we will give a heads up to China Merchants Bank. These are all high-quality financial management projects that are guaranteed to make money!
It is better to directly subscribe for the shares internally, there is no need to put them on the market to make them cheaper for others.”

"I will speed up the process. I'm just worried that he is different from others."

Fang Guohui's face was heavy, "A normal person who made nearly 100 million yuan in the financial market would have already started to spend it on wine and women and lead a life of luxury.

But he donated all the more than 80 million without blinking an eye. You can call him a saint or a fool.

At least on this point, I really don't understand. It is said that he can't even come up with the purchase money for the large flat in Shanghai Bay, and he needs Qingyun Real Estate to find a way to mortgage the contract to raise money.

What on earth does he want?

He started a business at a young age, bragging about his Internet technology company, but it is actually just an industrial company.

I don’t know where he gets so many brilliant ideas, but he can also connect the upstream and downstream and create a chain effect.

The businesses of Pinxixi, Fengniao, and Chimei complement each other and form their own independent system, plus his so-called restaurant chain and supply chain plan.

At present, he doesn’t even have a decent competitor. Today, I saw him attending an internal meeting of a courier company, and even Ali was clearly arranged.”

“Existence is reasonable. Since he has the ability, let him work for a few more days. The better the company develops, the more money he will make in the future.

Remember, follow his wishes and don't contact him easily unless it's something important. Someone from the Governor's Office has already started trying to get close to this kid."

The voice on the other end of the phone was cautious and annoyed at the same time, because Li Zehua's rise was too fast and they had no time to make any response plans.

Especially in recent times, he solved the big troubles of the Governor's Office through Pinxixi, allowing countless people to benefit from it, and it is no longer possible to force them to buy shares openly.

Fang Guohui obviously knew about this, and he didn’t have much to do about it, so he said distressedly, “You have to find a way to stop it, especially the QR code issue, which is urgent.

He has sent people to contact the three national funds, the four state-owned banks, and the three major telecom operators.

If he succeeds, plus the overseas profits, this cornucopia will have nothing to do with us."

"It can't be stopped. Before he gave you the contract financing, he had already asked the Magic City authorities to submit a report, and it's now being used for internal reference.

Fuck it, this guy can't bear to keep this business that will make him billions of dollars in the next year.

Even if you don’t eat it yourself, you can give it to us!"

There was cursing on the other end of the phone.

But he didn't know that in the future, the patents involving QR code scanning and the patent authorization of QR codes for factories and enterprises will be used at least trillions of times a year in some domestic application scenarios alone.

Five cents at a time is a huge market worth tens of billions. Li Zehua must be crazy to dare to eat it all alone.

(End of this chapter)