"You shouldn't have agreed to that."

Zhou Shouyuan hurried over, not even bothering to introduce the two young talents behind him, and said anxiously, "Mr. Li will not affect the established cooperation framework between the two parties just because you refuse."

Li Zehua made a gesture to calm down. They had just chatted for more than an hour. During this period, he had to be very careful with every conversation and even every word he spoke, thinking over and over again before speaking.

Although the other party had a kind smile on his face from beginning to end and spoke in Chinese throughout, the oppressive feeling he brought to people was not reduced in the slightest. Compared with him, Li Zehua only had a few hundred million yuan.

It is difficult to compete with him in momentum. After all, the entire city will continue in the future until he is reborn.

Faced with such a big shot coming in person, whether out of sincerity or respect, he must come up with enough chips for exchange.

For example, support the construction of Lijiaopo Industrial Park, hand over more overseas foundry business to Lijiaopo Semiconductor Wafer Factory, and set up Qingyun Group's overseas headquarters in Lijiaopo in the future.

As for transportation and logistics engineering, Li Zehua did not refuse the introduction of Lijiapo management system and technology, and the redivision of shares of Mejia Hummingbird Southeast Asia Head Office.

The only thing he would not give up was the shares in Micropayment. Even the shares in the Southeast Asian branch would not be distributed until WeChat Technology had gained a firm foothold in Southeast Asia.

He didn't explain too much, but changed the subject and said, "Won't you introduce these two to me?"

"OCBC Chan Ho."

"Li Jiahao from the Great Eastern."

Zhou Shouyuan did not refuse. After a brief introduction, he was ready to get down to business.

After all, these two banks are well-known in Southeast Asia, if not household names. Li Zehua was slightly moved after hearing this, as he knew OCBC Bank.

Although I don't know much about the latter, I seem to have heard of it vaguely somewhere, but it is the Great Eastern Insurance that Zhou Shouyuan brought here personally and introduced alongside the OCBC Bank.

He must be a very powerful local player. After all, it is impossible for an ordinary rich man to be able to participate in a game of this level.

Just as he was about to speak, Li Jiahao was very familiar with him. He took out a Panda Z10 and skillfully opened the QR code with it. "Scan the code and add me as a friend first?"

Li Zehua was amused. This guy was quite interesting, but he soon stopped laughing because his WeChat username was a bit weird. "Li Baba?"

Looking at Zhou Shouyuan again, his eyes were asking, who are you introducing to me?

Does his father know that he is so cunning?
Zhou Shouyuan shrugged and typed quickly on WeChat before sending it.

"Lijiapo, the largest comprehensive insurance group in Malaya, the largest real estate group family in Indonesia? It has several holding insurance companies of its own in places like Chongqing?"

Li Zehua's mind suddenly exploded with thunder, "Yuqing Great Eastern Life Insurance? Isn't that Hengtai Life Insurance later? Indonesian real estate, Hengtai Xu belt?"

He was lucky in his previous life. He didn't buy the unfinished building of Hengtai when he tried to buy a house in 21 years. However, he was also qualified to watch the prosperity because he bought the packaged financial products of Hengtai Life Insurance.

After a series of financial failures, of course all the money was lost.

He never thought that his rebirth could not escape the influence of the musical, and he actually ran into one of the financial backers behind the scenes?

Li Jiahao made no secret of his strength. "How about it, are we good friends? I have used all the products under Qingyun, and they are quite useful.

In addition, there are 113 million WeChat Technology users in Southeast Asia, and more than 5% of them are installed through our business. You will make a lot of money from the cooperation between the two companies. If you can get the shares of QR Code Group..."

Maybe that's just his personality, but how can a person who looks so eccentric on the surface represent an entire family group in negotiations?

Li Zehua didn't believe it. Seeing that the other party was about to put forward his own conditions, he interrupted him decisively.

"Too slow! How dare you ask for this with such low results?
From November last year to today, WeChat Technology has been online in Southeast Asian countries for half a year, with a total of 113 million users. Is it enough to fill the gaps in our teeth? "

Of course, he is the passive party. He does not respect the other party's age, knowledge, experience, conversation and status, and he must temporarily bow his head in the face of absolute strength.

After all, the Lee Ka Po Sovereign Investment Fund, the Government Investment Group and Temasek are all major shareholders of the Tsing Yun Group and are de facto major financial backers.

It can be said that without Li Jiaopo’s first financial support and the endorsement of the first round of bond issuance, there would be no Qingyun Group today, although there was a huge exchange of interests behind it.

Li Zehua has to accept a favor, he understands that all things are difficult at the beginning.

But when facing other people, he has enough confidence to look down on everything from a high position, even if the other party is the main driving force for the development of Qingyun Group's various businesses in Southeast Asia.

Li Jiahao was stunned, Chen He couldn't help but take another look, and Zhou Shouyuan was also a little confused.

They came as a group to hold people accountable because the conditions Li Zehua promised to Lijiaopo were too generous. Many resources originally needed to be discussed by everyone and used as bargaining chips to seek other interests.

It was really heartbreaking to see him being thrown out so easily by Li Zehua.

Now he is being criticized in person, which is unacceptable to anyone.

As the representative of Southeast Asian capital with the deepest interests tied to the Qingyun Group, Zhou Shouyuan felt that he had to speak out to avoid affecting the basis of cooperation between the two sides.

Little did they know that Li Zehua's next words would completely confuse them.

“The parent company behind Great Eastern holds more than 5% of WeChat Technology in Lijiapo, 10% in Malaya and 12% in Indonesia, but I haven’t seen any pioneering moves in the past six months.

It seems that in your eyes, WeChat technology is just a simple Internet instant messaging software. That’s right, after all, it is not a high-end epoch-making technological product from the West.

There is no Western multinational company to back it up, so it is not easy to do it.”

Li Zehua's sharp eyes swept across the faces of the three people, "But what I want to tell you is that no matter how beautiful the imported products from the West are, the initiative is not in our own hands.

For example, the person just now, Mr. Li Jiahao, could you please ask, what is the market share of Great Eastern Insurance in Lijiaopo, Malaya, its annual growth rate and its future positioning?

For example, Mr. Chen He, what is the specific market share and development status of OCBC Bank in Southeast Asian countries? How long will it take to develop into the leading super financial group in Southeast Asia? "

OCBC Bank is indeed powerful, and Great Eastern Insurance is not bad either. Both are large groups with hundreds of billions of funds, but no one has ever called them a conglomerate or a chaebol.

Because they have not yet achieved complete monopoly in any major industry, let alone influence and control a country.

That’s too difficult. Whether it’s the real economy or virtual finance, there are countless competitors. The domestic ones are not so bad, after all, the pond in Southeast Asia is not that deep.

You can’t raise a true dragon in the world!
This place is particularly affected by squid capital. After the 98 Southeast Asian financial crisis, many key industries have gradually been infiltrated and controlled by squid capital.

Local forces have no choice but to rely on Western big capital and sacrifice some of their autonomy in exchange for a brief respite.

This is certainly not what Li Zehua wants. If Southeast Asia is turned into a monolith by Western squid capital, how can he break through?

What's more, in his grand plan, if he wants to develop a perfect internal economic cycle in the mainland, the first task is to prevent the financial plunder of the grassroots wealth of Dongda by squid capital.

Internet finance feast!
It is better to say that the Internet is an empire of debauchery. Anyone who has the ability wants to take a bite of this piece of fat meat. The adverse effects brought about by this will not be easily eliminated in the next 30 years.

Li Zehua is just a person, not a god. He doesn't have the ability to make everyone follow his baton by just waving his hand.

Fortunately, he still has enough time to plan.

Language is the most useless weapon.

Only by using bloody lessons can we wake up the insiders.

There is no place more suitable than Southeast Asia as a testing ground. Lijiaopo may not allow it, but Malaya, Indonesia and Luzon can definitely be tried.

When the coverage rate of WeChat technology reaches a certain target, the micro-payment Yu'ebao can be launched first in Southeast Asia, a financial king bomb that can provide more than 5% interest and absolutely guarantee capital preservation.

All banking and financial investments, all insurance contracts, all securities and futures services, and financing and bond issuance can be pushed to the people of the country at the first time through this platform. Through the micro-payment Yu'ebao, it can permanently bind every ordinary person's wallet and harvest everyone's surplus labor value in a more covert, efficient, and convenient way.

Li Zehua has even prepared another killer weapon for Yu'ebao.

WeChat Balance is an Internet financial product with a loan interest rate lower than that of Yu'e Bao.

The logic is simple. As long as you have a smart phone, you can register for WeChat software or micropayment after binding your personal information and passing the review.

用2-36%的利息（前期推广注定是疯狂砸钱，利率保持在2-4%之间，让人有利可图），从微信零钱从借出500到200万不等的金钱。

Then invest in Yu'e Bao, which has an interest rate of 5%. The interest rate difference of only 1-3% is enough to drive all participants crazy.

WeChat Technology and Micropayment Financial Services Group seem to be losing money, and in fact they are losing money madly, but so what?

The internal financial circulation circle has been built. As long as the big data model does not collapse (the number of defaulting customers does not exceed a certain proportion), the logic of soaring directly by stepping on the left foot will be successful.

The funds invested in Yu'e Bao are lent to WeChat change through an internal agreement, and then lent to users. The users then invest in Yu'e Bao, forming a perfect closed loop.

This is equivalent to an initial interest subsidy of 1-3% for each person, but the other funds attracted by this will greatly expand the total scale of Yu'ebao.

An annual subsidy of 12-36% may seem like a lot, but compared to the potential benefits, it is nothing.

The commission income from the sale of insurance contracts alone can cover more than half of the expenses, followed by sales agents on various funds, securities, and futures platforms.

The advertising revenue after the user scale increases, as well as the potential revenue from holding funds to boost the stock market (being a banker), all kinds of principal-guaranteed investments simply can’t make too much money!!!
What's more, the 12-36% subsidy is not permanent. It only waits until the user scale reaches a certain proportion. It can fully rely on the advantages of scale and the community of interests established during the expansion process.

Use various resources to defeat later challengers. Once a company becomes the dominant player, it will be a national treasure that can never be defeated by competition in the mobile Internet market.

In the end, it develops into an alternative Federal Reserve, a trust that controls a country's currency, finance, and economy. To touch it is to shake the foundation of the country.

Coupled with the WeChat technology’s own attribute of controlling and influencing public opinion, as long as the interest group that controls this artifact does not take the initiative to kill it, no internal force will be able to defeat it.

As long as it is not contained at the beginning, it will sweep the entire country in half a year at most. When the amount of money exceeds one trillion, everything in the world will give way to it.

All opposing voices will disappear in the face of interest groups centered on micropayments. To master WeChat technology is to control public opinion, and to master Yu'ebao, the micropayment technology, is to control the future.

For Great Eastern and OCBC Bank, the emergence of Yu’e Bao is no less than a financial nuclear weapon, or a super hydrogen bomb of the Big Ivan level!!!
Who can refuse a super financial tool that covers the entire population and allows everyone to willingly take out all their savings and invest in it?
It would have been better if Li Zehua didn't say anything, but once he started talking, he described the underlying operating logic of Yu'ebao, the basic rules for its survival, and how to create wealth out of thin air through it.

The three of them were stunned. They looked at Li Zehua no longer as if he were a human being, but as if he were a vampire in skin, a demon from the depths of hell.

Fortunately, they are too, we are all the same kind, there is no need to be afraid, at most they are little succubi, and the one in front of us is just the big boss of hell.

However, these words still opened the door to a new world for them. It turns out that finance can be played this way?
With just a small initial investment of several billion dollars, they can reap hundreds of billions of dollars in profits in the future. In the process, as long as they win over enough allies.

No one can stop the plan from coming into being.

"So, are you still questioning it now? Compared to that, the order promised to Lijiapo is just a small part of the execution plan, a negligible part of the benefits.

The wafer factory in Lijiaopo will provide continuous support for Roewe mobile phones, and the scale of smartphone users developed through Roewe mobile phones will in turn greatly stimulate the development of WeChat.

As long as we have a user base of tens of millions, the micro-payment Yu'ebao will be launched naturally, and the entire country will no longer have the ability to restrict us.

By then, for example, Great Eastern Insurance will still have to worry about not having enough potential insurance consumers? OCBC Bank will still have to worry about not having enough funds for expansion! "

Li Zehua's bewitching words continued to resound, as if this was the only voice filling the world at this moment.

The three of them were completely attracted by this wonderful prospect and could not utter any rebuttal.

Only Zhou Shouyuan asked groggily, "You told us this in advance, aren't you worried that we will leave you alone and play by ourselves?"

"Why worry?"

Li Zehua laughed out loud, showing unprecedented confidence at this moment, "I have the core patents for offline and online, can you bypass the QR code?
Besides, I never said that I want to take the majority of WeChat Technology’s shares. After all, this is your traditional territory.

I am a person who knows how to face reality. 10% of the shares is my bottom line. If you make money, just give me a share. The rest, we earn and spend together. "

The other two also recovered from their shock, and Li Jiahao said bluntly: "The key to the success of this plan lies in time.

No wonder you've been obsessed with the development of smartphones.

I decided that after returning, I would immediately submit an acquisition report on entering the telecommunications industry to the group, and try my best to help the agreement plan be implemented ahead of schedule.

Isn't it just money? Sorry, in the Great Eastern account, there are only cold numbers left. "

"No, it's still too slow!"

Li Zehua gave him a displeased look. He was not fond of the two young people brought by Zhou Shouyuan. They looked to be under 30 years old.

Perhaps they are all the future successors of huge local groups, but compared with the real business tycoons who are in charge of a region, they are still a little green.

Perhaps in a dozen years, they will become the leading entrepreneurs in Southeast Asia, but it is not enough at the moment, far from enough.

He pointed his finger and said, "Mergers and acquisitions are the lowest form of play. When you discover a priceless gold mine in a remote area, the safest way is never to keep it a secret and dig it yourself.

This is so stupid!
My personal suggestion is that you should go back and report the situation, and then form a broad alliance of interests.

In our target area, it should include the most powerful local insurance groups, financial groups, telecommunications companies, real estate groups, fund companies, banks and large enterprises with absolute strength.

Even players who possess absolute military power are all brought in.

Believe me, this gold mine worth one trillion dollars will serve as a nutrient for hundreds of millions of people in Southeast Asia, providing a steady stream of economic value at all times.

We can’t eat it all, we simply can’t eat it all. We don’t need to overestimate our strength. Faced with this level of benefits, every player who joins in will give up a portion of their core resources.

It's enough to fill us up.

Only when there are enough players with sufficient strength can this game be played for a long time.

Just imagine that WeChat technology controls public opinion, micropayments control finance and influence the economy, and Douyin interactive entertainment provides spiritual value and information needs, transforming everyone into what we want them to be.

Such a wonderful world will ensure the existence of our cause for a hundred years, or even a thousand years.

Now, please tell me how much you are willing to pay for this plan.

113 million users in half a year, you still have the nerve to gloat in front of me?"

Facing Li Zehua's sarcasm and ridicule, Li Jiahao did not refute at all, even though he was the heir to a large group with hundreds of billions of funds.

Now we dare not easily offend the key executor who is indispensable in this huge plan.

They all understood.

If he wants to completely replicate this plan in the mainland and earn profits several times greater than those in Southeast Asia, he can no longer leave him.

Facing their proposal, Li Zehua also laughed, but it was a sneer.

They even copied the whole thing to the mainland. What the hell are you dreaming of! (End of this chapter)