Chapter 381: New Initiatives to Subvert the Industry

"These flight attendants are carefully selected from all over the world. They are all tall and pretty, and have all undergone special training. If you have any questions..."

Before Jiang Yi boarded the plane, he followed his father obediently, but after getting on the plane, his true colors were revealed.

Perhaps it was because he was born with a silver spoon in his mouth, and even though he had some ambition, after losing supervision, he became lawless as the emperor was far away and he could not follow any rules.

But Li Zehua calmed him down with just one sentence, "You promised to give me the feasibility report of Qingyun Great Eastern Insurance's domestic business development in three days. Today is the third day. Where is the report?

If you can't take it out, I will throw you out of the plane?"

The name Qingyun Great Eastern Insurance was determined after repeated consultations with Great Eastern. Li Yuqing wanted to put Great Eastern in front, but was retorted by Li Zehua with just one sentence.

When have you ever seen the name of a company that holds a 75% stake at the back?
If it weren't for the good cooperation between the two parties, considering that OCBC Bank still needed to provide a US$2.5 million low-interest loan and introduce connections, Qingyun Insurance would have directly covered the cost.

Jiang Yi was just about to say that if you don't want to play, don't waste it, I can take care of it for you, but when he heard this, he was stunned, "No, I'm on the plane now, where can I get the report for you?"

"This is something you should consider. Before the plane lands, take out the feasibility report and convince me, otherwise you will immediately return to Lijiapo randomly.

I will invite Vice Chairman Li Yuqing and arrange for a managing director to come over.”

Li Zehua's tone was icy, "By the way, by then, you can choose any flight attendant on the plane. It doesn't matter whether you want to travel thousands of miles a day or fly through the clouds."

Just kidding. He was not interested in this ancient tradition of sending maids and concubines, but that didn't mean he could tolerate anyone peeping at his exclusive authority.

Even Zhou Shouyuan didn't dare to raise any unreasonable ideas, so why should he?
Jiang Yi was furious. "I am the publicly appointed managing director of Qingyun Great Eastern Insurance. Just because of a report, you want me to go back to Lijiapo?"

"This company can be renamed Qingyun Insurance at any time. I am the absolute majority shareholder. I am only in charge of the appointment and removal of a general manager. We can convene a board meeting for a vote now. Do you want to try?"

Faced with Li Zehua's merciless words, Jiang Yi was forced to compromise. He dared not go back in disgrace. How much effort had he and the people behind him put in for the position of true heir?

A large comprehensive group engaged in insurance, real estate, finance and agriculture in Lijiaopo, Malaya, Indonesia and Siam, with shares worth more than tens of billions of dollars?
In order to break through the original limitations and take advantage of the Qingyun Group's dominance in the industry, Qingyun Great Eastern Insurance business will be the group's most important expansion strategy for the next five years.

This involves the future of Lijiaopo's three major funds, three major banks and other seven large enterprises that jointly hold 25% of the shares. If he is really driven back, he is destined to lose everything he has.

Is he crazy to go against Li Zehua?
"It seems you are totally unprepared."

Li Zehua shook his head and called over a pretty flight attendant. "Arrange this gentleman and Mr. Hong to go to the small conference room. By the way, ignore any unreasonable requests he makes."

The flight attendant who was half squatting on the carpet opened her mouth slightly, smiled sincerely and nodded, then walked up to Jiang Yi and made a gesture of invitation.

Seeing that the other party was serious, Jiang Yi had no choice but to go to the conference room to prepare the draft report, accompanied by the deputy sent by his father.

"Li, uh, Mr. Jiang, stop looking at her. No matter how beautiful she is, you can't easily get your hands on her."

The accompanying deputy general manager Hong Wannian smiled bitterly and said, "You shouldn't have mentioned this to Mr. Li's face. This is a blatant provocation to a successful person. No one will tolerate others trying to share the forbidden fruit.

Unless he has a special hobby, he will ask for permission. "

It is said that around 45 years old is the age when one sees through life and has the most insights. When you are older, you are too lazy to talk about seeing everything.

And the talkative Mr. Hong is not worried about being reprimanded by Jiang Yi, because he was Li Yuqing's right-hand man when he was building his career and has held many important positions in the parent company of Great Eastern Insurance.

He has also served as a director and executive vice president of Great Eastern Insurance. He has a deep understanding of the nature of the insurance industry. He has spent a long period of time in China and has many complex personal connections.

In order to ensure the smooth implementation of the plan, Li Yuqing specially invited him to be the de facto business manager of Qingyun Great Eastern Insurance Company.

Jiang Yi sighed, "Do you think I have never seen a woman in my life?

With my status, I can just beckon with my finger and even the most beautiful face will come to me obediently.

Hmm~ Now it seems that this person's personality is stronger than I thought, and we will have a hard time in the future."

Hong Wannian finally reacted, "That's true, but think about it from another perspective. He has always been so strong and strict, yet he has achieved such a great success. He must have a way of distributing benefits.

As long as we do our part, I believe the profits shared with Great Eastern will not be small.”

Li Yuqing just briefly described the future prospects of Qingyun Great Eastern Insurance to him, and then Hong Wannian came.

Because he is also a person with ideals and ambitions. An insurance company that relies on the huge resources of the Qingyun Group to grow can grow into a world-class enterprise by simply opening up connections and avoiding troubles.

This glory and the status, wealth and power that will come after a successful career are exactly what he has always dreamed of.

In the tiny country of Southeast Asia, no matter how he struggles, he cannot break through the restrictions. He also has to face fierce competition from friendly countries controlled by Squid Capital. He cannot use the methods that others can use.

Frustrating, just these two words.

The situation is completely different now. In order to catch up with the rapid expansion of the Qingyun Group, the group carefully selected an elite team of more than 20 people to accompany Jiang Yi to the north. Once his career is successful, he will benefit greatly.

"Here, Mr. Jiang, this is a feasibility report prepared by our colleagues in the group for the Dongda market after special research. Please pay attention to the key points marked here..."

The two people were trying hard to discuss how to pass the next assessment.

Li Zehua was also busy, exchanging information with Zhou Shouyuan on overseas affairs. Except for being interrupted by Jiang Yi, he spent the rest of the time concentrating on his work.

Until he got off the plane, he never even looked at those beautiful stewardesses who looked a little resentful, as if they didn't exist at all...

"How damn cautious."

Jiang Yi complained a little annoyed, and looked back unwillingly. The waiter who was carefully selected by certain people to receive distinguished guests must have an outstanding foundation.

If it is put outside, no matter how many dogs want to lick it, they won’t have a chance.

However, Li Zehua did not respond at all, which made some people's attempts to take advantage of the opportunity to place private individuals around him fail.

Moreover, the other party only took a few minutes to point out the key shortcomings of the plan that the group had prepared with great effort, and sent it back for redoing with a powerful and targeted speech.

Even Hong Wannian had no choice but to bow his head and accept the criticism seriously. What could he do?
He is also desperate!
At the same time, I felt a sense of powerlessness. This guy is only twenty-one years old!

What on earth has he been through? It’s ok to know so much, but how come he is also so proficient in the Internet insurance industry?
Even Hong Wannian had to think carefully and seriously before answering the questions he raised. It could be seen that the other party was not very satisfied with his performance, but did not chase him away only out of consideration for the relationship.

Jiang Yi was furious, "Fuck it, I must work hard so that you will look at me differently in the future."

Hong Wannian saw him stop and smiled bitterly, "Boss Jiang, you will have a hard time in the future. I thought he didn't know much about the insurance business. I didn't expect that he is really a hidden talent."

Anyone who has experienced the baptism of Internet finance and insurance will have their three views shattered and reshaped. It turns out that the capital game can be played in this way?
They are simply unscrupulous and fearless. All-purpose insurance and universal insurance mainly focus on risk-free and high returns, and are completely based on attracting social funds.

As for compensation?

After 2015, win-win cooperation with decision-making agencies has gradually become an unspoken rule in the industry and has become increasingly important, with more and more sponsorship in this area.

From this point of view alone, Qing Yun has the potential to become a giant in the insurance industry, because the legal teams of its subsidiaries can bring together the top law firms in various industries.

If Li Zehua had a bit of a dark heart, he could become a synonym for professional legal weapons. He is not afraid of you using legal weapons against him, but he is afraid that you will put down the law and pick up weapons.

“… Never try to use rules against ordinary people. Qingyun Great Eastern’s greatest advantage lies in the core algorithm of the big data center. We don’t need to employ so many actuaries and legal affairs.

The cost savings will be invested more in the claims processing and certification process. Within five years, I want to make Qingyun Great Eastern Insurance the company with the most convenient claims settlement service in the entire industry.

If the compensation rate based on reasonable and legal damage reports cannot reach 99.99%, and matters that can be completed in one working day are delayed until the 9th hour, then it is your dereliction of duty.

In short, we should cancel all the complicated procedures that ordinary people cannot understand. We should never pay lip service to openness and transparency here, and make sure everyone feels the service.

The principle of service first is the concept you must adhere to after taking office. Regardless of whether customers buy or not, we must let customers feel the uniqueness of Qingyun Great Eastern Insurance.

The platform-based convenient sales system for the whole society is backed by the huge resources within the Qingyun system. There is no need to worry too much about the operating data. We can build a new system step by step. This is what you two should focus on. "

Look, people keep talking about injecting new vitality into the industry. Jiang Yi and Hong Wannian are both helpless, but when faced with verifiable data, they remain silent.

If a company plans to introduce insurance business into comprehensive performance appraisal, and use the avoidance of accidents or the reduction of accidents as a reference for bonus distribution to the management team, this will be a problem for the insurance company.

This is simply a great thing. The premiums are lower, the compensation is paid faster, and the chance of accidents is greatly reduced. Is there a more perfect closed loop than this?
In particular, the Qingyun Group has millions of vehicles of various types and an increasingly large full-time and part-time system, which can affect friendly competitors and upstream and downstream industries.

Once Qingyun Great Eastern completely controls this market, it can earn at least tens of billions of insurance premiums of various types every year.

But this is not the result that Li Zehua wants. He wants to use the insurance business to stimulate the management team in turn, so that they don’t treat the grassroots workers as a resource that can be treated arbitrarily and consumed.

Instead, the meaning of insurance is to treat them as human beings and to guarantee everyone's dignity in survival, labor and life.

The so-called ensuring no worries does not only come into play when something goes wrong and provides protection.

For example, we are planning to introduce the insurance claim assessment business of the Chichime Hummingbird system, and separately assess the overall claim rate of each head office, subsidiary, and site, once it exceeds the normal level.

The Compliance and Supervision Department should initiate the accountability mechanism. Is it because consumers are dissatisfied, or is it because new competitors have emerged in the market, which has necessitated the improvement of delivery efficiency, thereby increasing the probability of accidents involving employees?
Or is the root cause of the problem lying in the incompetence and laziness of management, who oversimplify and roughen things?
As a boss, there is nothing wrong in essence for management to exploit employees and force them to work hard to improve work efficiency and reduce labor costs.

But we cannot just pursue economic benefits. Under the premise of doing the best possible thing, we should loosen the rope around each employee's neck a little and let them live more decently. Is it that difficult?

Li Zehua’s logic is that these employees who work hard to earn money to support their families are also consumers of other businesses under his company, so there is no need to drain the pond to catch fish.

Others work very hard and earn 6,000 to 7,000 yuan a month, which is three times higher than the average social wage, but he earned it by risking his life.

You can't just let people work hard to earn super high wages, and because there is an oversupply of labor in the market and costs are cheap, you can't have the idea that there are not many people working with two legs, so there are many people working with four legs.

To wantonly abuse their dominant position in the market competitive advantage!

If the situation in his previous life really happened again, he would immediately fire the management who proposed to compress the reasonable unit price, pursue the ultimate delivery speed, and propose something beyond the scope of human cognition.

Those who work hard and receive high salaries and benefits should constantly innovate instead of just resting on the achievements of their predecessors. Otherwise, what is the use of them!

What the hell is this? He is not able to motivate the team to the greatest extent possible with the resources provided by the company. Instead, he is obsessed with squeezing the last penny out of the pockets of the poor.

This kind of unethical person should get out of the group as soon as possible. Do we pay a high price to invite you back just to figure out how to exploit the surplus value of employees?
So where will the performance growth that other companies want come from?

Everyone is working very hard, but no one has any money. How is this true?
Isn't this forcing people to lie down and then die hugging each other?
Ultimately, it is interests that are at work, and more importantly, incompetence.

Because these people are unable to form an efficient and high-quality middle management team, they can only allow a group of incompetent managers to manage employees in the simplest and crudest way.

Is there really no better way?
Actually there is!
Whether it is the current situation where all employees of Huaban hold shares, or the future plan to establish a complete supply chain and use excess profits to subsidize the front-line employees of Pangdonglai, both are firm practitioners of this model.

Being a boss doesn't mean you have to talk about who you feed, but that most of the people who follow you should appreciate your work when they mention you, even if they curse you a few times, and think that this job is worth remembering.

This is what success is.

If you hide every day and dare not go out, you will be like a rat crossing the street in your life, and people will often ask you about your ancestral home and where your ancestral grave is in public.

Even if you have more money, what can you do?

Who dares to say that he can always be successful in this life?
At least Li Zehua dares to say in public that he is the chairman of Pinduoduo. Maybe if the Pinduoduo employees hear it, they will treat him to a big meal. This is success.

Introducing insurance claim assessment is the greatest respect for people-oriented principles!

In this life, the Qingyun Group, which controls the lifeline of the takeout and express delivery industry, will never give its competitors a chance to overtake.

Whether it is unmanned vehicle driving delivery technology or drone delivery technology, he has made arrangements in advance.

In the current era of human distribution, he also possesses an unparalleled competitive advantage, because the current environment of the University of Tokyo is a period of prosperity for all industries.

There is not much idle labor in society. Any competitors who want to get involved in these two industries must face the unremitting competition from the Qingyuntongda Group.

You can grab market share by offering low prices, but you must also bear the high salary investment for a professional distribution team and invest heavily in building a core algorithm big data center.

Taking these three measures into account, the cost of competing with Qingyun in the food delivery industry in any city in the first year will be astronomical.

If you don't pay your employees high salaries, the Qingyun Group will always be watching your employees and trying to poach them.

If you don’t have the core big data algorithm, your delivery efficiency will not be able to compete with Qingyun.

If you don’t invest a lot of money to grab high-quality catering store resources, you will not be able to meet the core needs of consumers.

Qingyun Chichuime’s catering store plan has been implemented for more than half a year. Combined with the resources of Qingyun Real Estate and Agricultural Service Company, it currently has more than 6,000 catering cooperation stores in the market.

The restaurant's storefront is owned by Qingyun Real Estate, and the restaurant's shares are either owned by Qingyun Holdings or Chimei. The raw materials for the food are provided by Qingyun Agricultural Services Company.

As a member of the Qingyun system, the restaurant wants to secretly cooperate with a second food delivery platform?
You are dreaming. If you violate the contract, you will be held directly accountable for the legal consequences. This is when the Qingyun Legal Team should come out and teach you a lesson.

It is no exaggeration to say that if it continues to develop in this way, in one or two years at most, the Qingyun Group will have no rivals in the field of same-city delivery such as food delivery and express delivery.

According to normal logic, the catering stores that should cooperate at this time and the delivery riders are in trouble because they have completely monopolized the market and have no competitors.

It would be strange if we didn't extract benefits from them.

Even if Li Zehua kept an eye on him all the time, it would be useless. He was not a god and did not have so much time to deal with trivial matters.

Therefore, we need to introduce an insurance business assessment system. Taking food delivery riders as an example, without reducing the commission, they will be assessed based on a normal 50-80 orders per day. If their income decreases, it means they are not working hard enough.

But if there is still no income after more than 100 orders, it must be the management team playing tricks in order to improve business efficiency and show their management capabilities to their superiors.

Doing this will only have one result: not obeying traffic rules and racing against time, as if you are being chased by a ghost all the time. It would be strange if nothing happens in the long run.

Climbing stairs every day, going out in wind and rain without enough rest time, is risking your life and will leave you with a lot of diseases when you are old.

What's more, people are nervous every day and the chance of accidents increases greatly. Is Li Zehua here to make money from insurance premiums?

He just wants to change the underlying logic that can be changed through insurance, create a well-functioning internal economic cycle, and create value for more businesses of the group.

First of all, we have to conduct safety assessments to limit the management's evil deeds, and at the same time limit the crazy internal competition of a few individuals. You can work eighteen hours a day without sleeping.

But the group can also make you earn very little money after an average of 100-120 orders a day. Your body is your own, so why bother?

It is understandable that you want to make more money, but risking your life on it does not seem worthwhile. Moreover, there is another logic: you have been working since you opened your eyes, so there is no need to spend anything other than the expenses?

Then where is the value of your labor? Isn't this weird? Those who earn money through labor have no spending power, but those who don't work have plenty of spending power?
This assessment system is also effective in the transportation industry. The group is discussing with the Tongda Group and plans to set up a distribution platform once the financing funds are returned.

Concentrate and rationally allocate transportation resources.

Vehicle maintenance and upkeep is one aspect, and how to prevent drivers from driving fatigued and causing accidents is another.

Truck drivers, especially long-distance truck drivers, work hard. It is common for them to be away from home for a month or so. But what if they were required to punch in and out to go to work?

The situation allows three shifts of eight hours, but does not allow two shifts of twelve hours. Through the platform's big data core algorithm, it can be fully and reasonably utilized. What if every driver only runs a fixed route?
Just like going to work, how about sending a truckload of goods from Guangzhou to Shanghai, passing through Jiangxi and Zhejiang, with a different driver in each province?
How about the driver who delivered the goods there picking up another truckload of goods on the same day and returning along the same route so that he can go home and have dinner with his family in the evening?
There is no fatigue driving, vehicles are maintained uniformly, drivers' wages are slightly reduced but they don't have to work as hard, the chance of accidents is greatly reduced, and insurance companies can make money.

People rest, but vehicles don’t. Through professional and unified logistics maintenance, we can create more transportation efficiency with the least transportation resources.

Is there any way to make Qingyun Tongda Group have a greater market competitive advantage? (End of this chapter)