In order to arrange Zeng Haiyang and Qingyun Great Eastern Insurance to coordinate future insurance matters, Li Zehua also met with the heads of other subsidiaries in succession.

For example, Qin Lang's instructions to Chimo were mainly focused on the expansion of cooperative catering stores, which Qin Lang was able to put into practice.

"Boss, don't worry. We are making a certain profit now. We are negotiating with Qingyun Real Estate to acquire a 10% stake.

Every time Qingyun Real Estate purchases a street-facing store, the company actively organizes and coordinates the movement of catering restaurants and signs a ten-year contract with the real estate company in the name of the newly established catering company.

The real estate company obtained the contract and the first year's rent, and then worked with the company to apply for financing from financial institutions to purchase more street-facing shops.

The same cooperation model is used in commercial housing. When the real estate company acquires the property, each company immediately arranges for its employees to move in based on the principle of proximity, and the first year's rent is paid once the contract is signed.

This is another product that can be financed from financial institutions. Compared with the increase in housing prices, the annual interest rate of 6-8% is not worth mentioning. Since the company's business started to expand rapidly.

Several chain restaurants are opening almost every day, and our chain supermarket plan is also actively preparing to recruit teams...

There are even private equity funds that come to us and ask us to give them money to spend.”

Li Zehua was very curious. "The group doesn't lack this amount of money and resources, and it won't sell shares to non-specific third parties. What are they looking for?"

Qin Lang said: "It was impossible to buy shares at that time, but this group of people proposed a plan to bypass the financial institutions and cooperate directly with Chimeji Real Estate Company.

There are two options. One is that a specific private equity fund will directly agree on a fixed interest rate in the form of a loan and provide a sum of money every year.

The second option is for private equity funds to help buy shops and real estate in the market, then rent them out and sell them to the group, while allowing the group to pay in installments and receive a share of the profits at a fixed rate each year.

“They also accept 6%-8% returns?”

Li Zehua was confused. "Besides, a commercial cooperation of this scale would require hundreds of millions of dollars of investment. Wouldn't they be able to get the same amount by cooperating with smaller local commercial banks?
Didn’t I hear someone say before that if you invest 5 million yuan for 5 years, some local banks will directly offer an interest rate of more than %, plus additional benefits? "

Although this interest rate is high, it is still low compared to the return on principal-guaranteed investment, and far lower than the profit of the manufacturing industry, because the 5% deposited in the bank is fixed.

The 5% invested in manufacturing is rolled back and forth. For example, if one hundred million yuan of funds turns over once every quarter, it would be 4 million yuan a year. Even if the profit is only 5%, it would be four times the interest of five million yuan.

If the fast-moving consumer goods business could turn around faster, you could potentially earn 500 or times million.

Of course, this is the most ideal situation, because investing in manufacturing is risky, and the risk of depositing money in a bank is almost negligible compared to the risk of losing money.

"Small banks are certainly OK, but~"

Qin Lang laughed, "Boss, they are looking at the group's resources. Although private equity funds mostly invest in the primary and secondary markets, they also need some income channels that guarantee principal and interest.

What's more, the group is currently in good development condition and maintains good relations with many friendly businesses. There are many wealthy people among these people, and their deposited funds only earn three or four points of income when deposited in banks.

If private equity funds can obtain our guaranteed contracts, their funding channels will be expanded.

According to my investigation, the so-called funding sources of several private equity funds are provided by financial institutions, such as commercial loans and other relatively low-cost channels. "

"Wait a minute!"

Li Zehua understood, "These people don't dare to touch the loans, and they also know that there is foreign capital behind the big companies. Even if they take the money and run away in the future, they will be caught.

So you turn your attention to ordinary people?
Isn't this equivalent to the group using its own credit as an endorsement to help the private equity fund plunder its own friendly partners?

What a plan! They used my name to do a business with no capital and asked me for money. In the end, the company had to deal with a bunch of small and medium-sized business owners who lost all their money and came to ask for accountability? "

Qin Lang was a little confused. The boss's thinking was really amazing. He thought of these things in an instant, making his subsequent remarks in vain. Fortunately, he was also prepared to refuse.

But I still couldn't help but remind him, "Boss, those people are from very important backgrounds."

"Then let the person who can make the decision sign in person, and then we can discuss cooperation."

Li Zehua didn't bother to care about that. "There are 14 billion people in the country. If everyone uses this as an excuse, should I still do business?

Remember, from now on, anyone who comes to do something under the guise of cooperation, no matter who it involves, will not be received.

In addition, we must make it clear to the people below that Qingyun Group’s cooperation with any financial institution is based on business considerations. Qingyun will not recognize any attempt to deceive investors under the guise of the group.”

What the group wants are resources that can directly help expand its business, not these scraps.

After that, he moved on to the next topic, "Learning from HNA's expansion model can certainly help you develop rapidly, but you also need to be careful and don't go too far.

Did I take it? The bottom line set by Qingyun Real Estate is not more than 60% of the company's net assets. If it exceeds this line, I will either have to invest personally and borrow money.

Before going public, the company just needs to pay me a reasonable salary based on a figure higher than that of the bank during the same period.

Either stop or not develop, but don't break this bottom line, understand?"

Faced with the boss's strong and irrefutable voice, Qin Lang did not dare to refuse, but he could not guarantee how it would be implemented in the end.

Because under the influence of Fang Guohui, Qingyun Real Estate has begun to run away like a wild horse, leaving even the rising dust unseen, let alone its shadow.

Because compared to the booming real estate market, the financing cost from the market is too low, only 6-8 points!
The commercial residential properties that Qingyun Real Estate purchased in August last year have only been in use for more than eight months, but the prices have generally risen by nearly 8%, which is equivalent to covering more than three years of interest in advance.

The most outrageous thing is that an entire building in a place in Pengcheng was purchased from the developer for only 5900 yuan (internally purchased in advance), while the opening price of the new building next door today is as high as 1.6 yuan.

It has doubled in value. If you sell it at this price, after paying all interest and taxes, the profit will be over 200%.

The management of Qingyun Real Estate was going crazy, but what they didn’t know was that this was just a prelude to the frenzy of the real estate market.

Ten years later, the price of second-hand houses in the same area will exceed 10 yuan per square meter.

If you sell at that time, the book profit will be over 2000%.

This is the benefit brought by foresight. Knowing it in advance is priceless. If you were in Li Zehua's position, it would be worth more than a thousand gold!
He just opened the map and drew a circle around every major city. He didn't even have to do it himself, as his subordinates would do everything for him.

A subsidiary of Qingyun Real Estate has been established in every province and even in every core city. According to the different levels within the company, priority is given to self-construction and acquisition business in large and medium-sized cities.

The most important thing is that this set of policies does not violate any policies. The Qingyun system has invested huge resources in Shanghai, Pengcheng, Feicheng, Yanjing, Rongcheng, Star City Gusu and other places.

It has created countless GDP, jobs and taxes for the local area.

Local governments are even willing to allocate land for free to the group for the construction of commercial housing, such as in Xingcheng.

Not only is Xingcheng Yamen located near the Yida commercial real estate project, it has also specially planned a piece of land of over 20 acres to be sold to the group, and all the land transfer fees will be returned in five years.

Across the river from the Qingyun New Energy Industrial Park, a piece of flat land of more than 60 acres has been planned for the construction of a super-large commercial community.

As long as the investment promised by Qingyun Group and the tax contribution every year are in place, all the land will be returned to us without paying a penny.

There were similar policies in Shenzhen and Shanghai. In short, exchanging land for taxes and jobs was a very common thing at that time.

Without the big expense of land transfer, the remaining pure floor construction costs are huge profits compared to the current housing prices, not to mention the subsequent surge of three to five times.

The prices in core areas increased five to ten times. Even in Pengcheng, the construction cost did not exceed 1500 yuan per square meter at that time, compared with the housing prices of or yuan in later generations.

It's like making money with your eyes closed.

This is the magic weapon that enables Qingyun Real Estate to expand rapidly, because the purchase price is extremely low, while the surrounding housing prices based on market prices are often two or three times the purchase cost of the Qingyun Group.

By reselling the money in this way and using it for loans, one can immediately get two or three times the funds back, and then expand into other cities. It is hard not to get rich.

Why does Li Zehua give his employees such high salaries?

Why do they always use Qingyun Group as collateral to raise funds in the financial market?

It is because he can continuously obtain excess profits through early planning, so investors are excited when they see the unqualified audit reports issued by several world-renowned auditing agencies.

The industry involved is extremely competitive, and he has formed an internal circulation ecosystem through the cooperation of group resources, resulting in few competitors and bright development prospects.

So investors buy into it and are unanimously optimistic about the future market. This is the trick.

Therefore, he will not ruin his reputation and foundation for a little bit of profit. Cooperating with private equity funds may bring a lot of benefits in the short term, but will cause endless troubles in the long run!

This is true for what you have eaten. As long as the main business remains unchanged, victory will be achieved.

Finally, he made a suggestion to Qin Lang, "Regarding the canteen contracting plan for colleges and institutions, I plan to assign Fang Guohui to be in charge.

As you know, the development of Qingyun Real Estate is somewhat out of control. Although Fang Guohui is no longer employed there, many financing businesses are handled through his hands.

The management team was greatly influenced by him, which led to some bad signs. I plan to sort it out again and find someone to be responsible.

But Fang Guohui has a complex network of contacts and strong financial innovation capabilities, and he should not be wasted.

I decided to support him in starting his own business by holding shares behind the scenes, and provide canteen contracting business for Chizuome in the early stage. What do you think?
It just so happens that those private equity funds are planning to enter the market, so Fang Guohui can be in charge. If something goes wrong in the future, I, a small shareholder, won’t be implicated too deeply, right?”

"I have no objection. It just so happens that the canteen contract is in trouble. If Director Fang is willing to take over, Chizume is willing to pay a substantial commission in addition to the negotiated entry price."

Qin Lang couldn't help but give him a thumbs up. It was really evil. They knew that these private equity institutions came to them through Fang Guohui's relationship, but now they put the blame on him.

To answer or not to answer?

If he doesn't accept, then let him explain to those big guys himself. What's the point of not making money?
Next, those big guys will use their connections, either actively or passively, to help Chimo complete this plan.

The canteen of a university or an institution earns tens of thousands of yuan, and a hundred or a thousand of them add up to a lot.

Even if they are clever and want to take over the business and run it themselves, or subcontract it out to make more money, it doesn't matter. Qingyun Group never intended to take over the whole thing, but it can take over a part to complete the plan.

By the way, divert the attention of these people and don't delay the normal business of the group...

The same is true for other companies. On the smartphone business, he did not give many instructions to Guo Xinyi and He Li.

Because Apple has not yet entered the market on a large scale, and Samsung and HTC have not yet formed an absolute advantage in the mainland market for various reasons, they are busy integrating resources and laying out the industrial chain.

The products of the four companies of China Cool Alliance have unclear positioning, and Huaban Factory is not yet the high-end player that is being targeted and is still moving forward steadily.

As for Lian Xiang, I'm sorry.

Because of Li Zehua's series of actions, and the fact that Lijiaopo handed over evidence through special channels, Lei Ting was furious. The chairman of the board was arrested and it is unknown whether he will be able to get out in this lifetime.

It's all problems.

Yang Yuanqin was currently trying hard to get Old Liu out, so he had no time to deal with the threat from Panda Glory.

It was even unable to cope with the competition from Shenzhou Electronics. Throughout March, more than 60 public tenders were snatched away by the combination of Shenzhou, Qingyun and JD.com, involving a total amount of over million yuan.

Even Intel has to make certain compromises and resume supplying Shenzhou Electronics, otherwise the lost market share would be taken away by AMD. Who can bear this?
As the saying goes, strike while the sick is at it, the first generation of Roewe Electronics and two product development plans submitted by He Li at this time were also approved, and the first launch was scheduled before the end of November this year.

The main thing is that the three major operators verbally agreed to relax the restrictions if Roewe Electronics can supply products at two prices, 998 and 798, and develop to the agreed scale of new smartphone account openings.

Then the three major operators are willing to provide more favorable traffic package binding rebates and new account subsidies.

Previously, Qingyun Group has been cooperating with the three major operators to provide subsidies for new accounts. For example, Qingyun Group helped Telecom sell a new number card for 100 yuan, and the user could get a guaranteed yuan after activation.

If you reach the minimum spending limit within three months or within twelve months, you can get 80 yuan and 120 yuan respectively.

As for this 100 yuan phone card, it comes with its own charges and is given for free.

It is equivalent to registering a new user and getting a commission of 300 yuan from the telecommunications company. The three major operators are almost the same, and China Mobile's is slightly lower because it has the most base stations and the best signal.

With its own traffic and brand benefits, it is stronger in customer acquisition channels, so naturally the amount given to Qingyun Group will be less.

This is also the reason why the group has always wanted to take over the campus card agency market. However, due to various factors, it failed to completely conclude the deal and only a few schools were won over.

After all, campus cards will see a surge in price every school season, and are the fat piece of meat that everyone wants to take a bite of. The interests involved are too complicated to be taken over by one group alone.

Li Zehua was not in a hurry either. Everything was going according to plan. For example, the first generation of Roewe mobile phones did not have the same fate as the coarse grain factory in history and could not get the high-end chips that MediaTek was preparing to produce.

But it doesn’t matter. This will not cause a rift with MediaTek, and there will be opportunities to maintain cooperation in the future. For example, the first generation of chips priced at 798 yuan were designed and produced by MediaTek.

The one priced at 998 yuan uses Qualcomm's previous generation chip. Just use it for what it is worth. What else do you want at 998 yuan?

Anyway, this thing is going to be produced for two years, and there will be various big sales, and he will have to purchase more in the future. For example, if new products come out or the old chips drop in price, he will buy them if they are willing to sell them.

In about 12 years, when the domestic chips commissioned to be produced by Zhongxin International are put into production, the country will achieve national production and have its own independent operating system, so there will be no need to worry about being strangled.

In this way, the pure production cost of the 998 product is close to the retail price, not to mention the 798 one. If there is no subsidy from telecom operators, every unit sold will be a loss, let alone making money.

It’s good enough if you don’t lose all your pants.

He Li had no interest in plans that could easily result in a loss of 10 billion yuan, but the boss talked about the layout of the industrial chain and the group's business ecosystem, and how much profit could be made in the end if the company easily lost million users.

After convincing him, he had no choice but to do it. "Boss, now the price of the two mobile phones is 37%, starting at 100 million. If we don't get the subsidies from the operators, we will lose at least per phone.

How about going a little slower and changing the first phase of 1000 million to 100 million units? With such a loss, I’m afraid that everyone in the company will be panicked and no one will be interested in doing anything.”

"Should we cut the second phase of 1500 million units?"

Li Zehua glared at him, "Without an order volume of more than 20 million units, how could the manufacturer lower the price to the limit?

If the purchase price of 100 million units is calculated to increase by at least 30% based on the purchase price of each component, then the loss will not be 100 per unit, but to per unit. How can there be any price advantage?
Besides, you should not just focus on China Cool Alliance. There are also Nokia and Motorola in the market. Will their key function products reduce prices to compete? "

Li Zehua was speechless about his petty-mindedness, but there were only so many people available, so he could only educate him patiently. When he finally sent him away, He Li still did not fully accept his ideas.

It was just that due to my position as chairman, I didn't feel comfortable continuing the argument.

"It's so hard to change the way these people think. I can only hope that during the execution process, there won't be too many discounts. Even if we can only do half of it well, it will be fine."

Li Zehua had a headache.

Subsequently, Fang Guohui no longer had a headache when he heard that he would be responsible for the canteen bidding business in addition to financing.

Because this thing makes huge profits!
Qingyun Agricultural Service Company provides raw materials, Fengniao Group provides distribution, and Chichuima Catering provides chef resources and provides canteen take-out services.

Take over a university and provide catering services to tens of thousands of people. It’s a sure win!

What's more, the people behind him have always been looking for a way to monetize their resources, so how could they refuse such a good thing?

The only thing that is a bit hard to accept is that Li Zehua appointed someone else to invest in a separate company as an independent investor.

In contrast, Li Zehua dismissed him with one sentence, "The bidding for the canteen business itself has great uncertainty, and the group cannot take the initiative to step into the trap.

If you are willing to do it, you can do it, including private equity funds.

If you don’t want to, just pretend I didn’t say anything.”

After weighing the pros and cons, Fang Guohui had no choice but to nod and agree. The new market with over 10 billion in profits would be completely handed over to him. He would be a fool if he didn't take it.

After he left happily, Li Zehua breathed a sigh of relief, "Finally, I found a reasonable excuse to temporarily exclude him from the group.

Next is the time to focus on developing core business! "(End of this chapter)