"Only 30 Roewe units? That's too few. There aren't enough to sell."

In Chiang Mai, Siam, Chinese boss Zhou Jin signed the purchase order familiarly, "169 USD (overseas business is priced in USD) per unit, 10 Honor P398 units, USD per unit, Panda...

The total is $1.3. I'll give you cash. Just count it. We won't be responsible once you leave the counter."

After the payment and delivery, he continued: "Brother Xiong, can you give me more Roewe quota next time? Honor is okay, but Panda is not very popular, more than a thousand dollars a car.

Consumers can buy Apple products at the same price. You know that although the Panda is well made and looks nice, it is almost not competitive compared to Apple.

Look, of the four models of four that arrived two months ago, three have not been sold yet..."

The person who spoke to him was Qingyun's agent in Chiang Mai, Siam, Xiong Mingjin, the manager of a local telecommunications business company. When in Rome, do as the Romans do. Qingyun mostly chooses to cooperate with local Chinese companies when it is overseas.

Only they were able to develop enough channel distributors at the first time without interference. Apart from the exchange rate difference and import customs duties, Qingyun made almost no money and focused on sales.

Xiong Mingjin handed him one familiarly and said, "If you can't sell it, just sell it slowly. Qingyun is very rich. You know the strength of our company. It's written in black and white in the contract. How can they deceive you?
If the product has not been sold for half a year, the original price will be refunded, but the purchase benefits enjoyed before will also be deducted in proportion. "

Speaking of the benefits of purchasing goods, Zhou Jin got a headache, "Stop talking about it, at the beginning we were selling Honor and Panda, Honor was still able to ship some goods, but it was out of stock every other day.

Now we finally have a best-selling product, Roewe, which has received strong support from your telecommunications company and has a lot of preferential policies, but it has only been on the market for four months.

According to the contract, I can get at least 200 units, right? But now, after eight replenishments, I still can't get 100 units. How can I sell it?"

Xiong Mingjin chuckled, "It's good to have something to sell. The store next door doesn't even have 50 units yet. You're lucky to get 30 this time."

It is a well-known fact in the entire industry chain that selling Roewe can make money. Thanks to technological development, the Roewe series has creatively used a full touch screen for the first time, although the configuration is a bit poor.

The products are good-looking, cheap, and have additional subsidies from local telecom operators. Merchants make more money and are also highly sought after by consumers.

In addition, according to the contract agreement, friendly competitors have placed a large number of advertisements in Siam to increase their visibility and expand sales space in disguise.

However, the supply is tight. If we have to blame someone, it’s because Roewe is selling well in China. The production speed is far behind the sales speed. In January 2011 alone, Roewe sold a record 1 million units.

This number is far from Roewe's limit. If the supply can be opened up, Roewe may be able to sell a historic record, including the more than 500 million units owed to consumers during the pre-sale period.

800 million in a single month, a single series of a single brand, not to mention beating all the domestic peers, even Nokia and Motorola, the former overlords of the mobile phone industry, would be knocked off their perch.

If it weren't for the Southeast Asian partners urging and even threatening to sever cooperation, Qingyun Electronics would never give in so easily.

Li Yilong called on behalf of his peers in the Southeast Asian telecommunications industry and asked Qingyun to fulfill the contract and ship 12 million units in early December and 300 million units in January 11.

As a result, only 12 units were shipped by the end of December. The situation was slightly better in January, reaching 70 million units. This was the result of the entire Chaoxu Electronics Factory No. 110 and Huaixu Electronics working overtime to catch up with the production.

If they want to increase their market share, they can only wait until March/April 11, when BYD Electronics' branches in Pengcheng and Dongguan are put into operation, and then wait until May/June, when Zhaoxu and BYD's new production capacity in the mainland is in place.

Only then will it be possible to fully meet the needs of the Southeast Asian market, but by then, who knows how things will change? Anyway, Qingyun’s negotiations in Europe, South America and Africa are also progressing smoothly.

Not to mention North America, the demand in the American market alone is more than 30 units per month (mainly OEM and OEM, and Roewe's full set of molds are exclusively provided to local telecom operators for contract phones).

Xiong Mingjin had some understanding of the sales situation. In short, he was very upset because he couldn't make any money. In order to stabilize the distributors below, he could only explain against his will: "Let's wait and see.

Domestic production capacity is gradually increasing, and Qingyun Company is also negotiating with the Siam and Malayan governments, preparing to invest in setting up a factory here and set up a semi-finished product assembly company.

Once the deal is done, there will be no shortage of stock.”

Zhou Jin was not surprised, because many people were aware of Qingyun's strength. For example, the micropayment he used was in cooperation with Siam Pangu Bank and National Bank.

Apart from the royal family, the other shareholders behind the two major banks are well-known local groups, such as Red Bull and Charoen Pokphand Group, which are well-known companies.

However, he seldom uses micropayment and only deposits $100 in it symbolically. The main reason is that there are not many coverage channels and no one recognizes it very much.

Even according to the latest data, WeChat Technology had more than 2011 million installations in Siam in January 1, with more than 300 active users, which can affect your wallet.

Everyone is extremely cautious. They either deposit their money in a big bank or convert it into cash and lock it in a safe. Who would take it out and exchange it for a number displayed by an app on their phone?

“Oh, I forgot to tell you, when you have nothing to do, check your WeChat payment account. It seems that there is a new balance income function. Just transfer the money from the WeChat payment account to the WeChat wallet.

You can get an additional interest income of at least 8-12% per year. "

Xiong Mingjin read out the company policy verbatim. To be honest, he was a little skeptical because the rate of return was obviously too high and did not seem very reliable.

Zhou Jin was stunned, "Is this true?"

"of course it's true."

At this time, a voice sounded nearby. The two turned around and saw that the man was wearing Pangu Bank work clothes, carrying a computer bag and holding a bunch of promotional brochures in his hands.

"I am Liang Qunshan from Pangu Bank. This is my work certificate. I just happened to hear your conversation. Coincidentally, our bank is the largest partner of Micropayment in Siam...

The balance financial management income of Micropayment is a financial product jointly launched by banks and Micropayment. You can participate as long as the funds are transferred to the Micro Wallet as long as you have 1 US dollar.

Or Pangu Bank's wealth management account, you can enjoy a minimum return of 8% starting from the next day, the profit will be credited to your account every day, the principal can be withdrawn at any time, and there is no handling fee..."

Zhou Jin was really interested. Having a bank guarantee and not having a bank guarantee were two completely different things. Especially since the money could be withdrawn at any time and the profits would be credited to his account in real time, it was simply a windfall for him.

When you open a store, the capital turnover is very fast and the cash flow is large. Normally, whether it is cash or bank transfer, it will just gather dust in your hands. Now with the 8% return on WeChat Wallet, every extra day of deposit will be extra income.

However, out of caution, he still didn't believe it at the first time, "Is it reliable?"

“It is absolutely safe. Pangu Bank and Micropayment Company have jointly launched additional protection. For only $9.9 per year, you can purchase $1 principal protection in your account.

It's very cost-effective. According to the guaranteed return of 8-12%, ten thousand dollars can bring more than eight hundred dollars of return per year. Now it only costs nine dollars to ensure safety.

If you are willing to enjoy higher treatment, such as US$29.9, you can also enjoy a minimum 8% return guarantee. During the insurance period, as long as your principal and income are not lost due to your own operations.

Pangu Bank and Micropayment Company will fully compensate...

Of course, if your funds exceed 5 or even 10 US dollars, we also offer 99 US dollars, 399, and 1999 US dollars.

There is even a special package of $9999, with no upper limit. As long as you invest money, we guarantee that the funds are absolutely safe..."

Liang Qunshan said this with great confidence. He was not worried at all that the other party would not be tempted, because on the first day the policy was released, the entire company was in an uproar, including many of the bank's internal employees.

Everyone has started to transfer the funds they have deposited in Pangu Bank into a dedicated WeChat Wallet account to enjoy the joy of real-time daily earnings. Who doesn’t like a guaranteed return of 8-12%?

What's more, in order to prove its strength, Micropayment's parent company Qingyun Group has brought in DBS Bank to use its US$150 billion European government bonds and over 400 tons of gold entrusted to the bank as collateral.

Signed guarantee and mortgage contracts with major banks and insurance companies in 10 Southeast Asian countries (except East Timor), including Siam, Lisbon, Malaya, etc., setting an unlimited claim amount.

As long as users deposit their money in WeChat wallets (and WeChat wallet special accounts set up by banks), Qingyun Group will ensure the safety of principal and earnings.

Hehe, the so-called premium income is purely for fleecing. It not only wins people's trust, but also takes the opportunity to make a fortune. Just imagine, with the population of 300 to 400 million in Southeast Asia, even if only one-tenth of them participate.

At a minimum of $9.9 per year, that's an exaggerated amount of cost-free income.

Li Zehua is not doing charity, but he is fed up with the chaotic development of local telecommunications infrastructure in Southeast Asia. If he does things step by step, he will not be able to accumulate enough customers in three or four years. Even if it takes another ten years, he will not be able to successfully promote micropayments and QR codes, because telecom operators are completely fighting each other, everyone just wants to make money and no one is willing to invest.

Even in big cities like Chiang Mai and Bangkok, the network signal coverage in the suburbs is very touching. In many rural areas, electricity is a luxury, let alone signal.

3g network?

Sorry, I've never heard of it. Many areas don't even have 2G base stations. The Qingyun system, which relies entirely on smart devices to seize the market, has basically lost its competitiveness here.

Without internet and electricity, what the hell is the Internet empire?
“Only by creating a hit product that allows all participants to make money and develop a sufficient user base through viral expansion can we force telecom operators to update their equipment.

In other words, if they are unwilling to do it, we can do it ourselves and use the balance in our micro wallet to purchase investment funds to acquire shares of local telecom operators and raise funds to update equipment.

Only when smooth communication networks cover more regions and people can the company's business survive smoothly."

In order to realize the plan, Li Zehua asked Li Yilong, Li Yuqing and others to meet with partners from various countries through online video conferences and talk all night long.

The micro-wallet function, which was originally planned to be gradually released after the scale of WeChat Technology's micro-payment users reached 30 million, was launched ahead of schedule, even if it would arouse the vigilance of competitors.

Because there is no profit motivation, most consumers have no motivation to update their communication equipment. If Qingyun Electronics products cannot sell, where will the user scale come from?

How can we talk about raising valuations and becoming bigger and stronger?

Fortunately, we had a good foundation for cooperation at the beginning and had huge common interests, so the micro-wallet model was quickly established. Once consumers transfer the balance into their accounts, it means they agree to sign a financial management contract.

Qingyun and its partner banks in the country can use the money to invest everywhere. The initial plan is pure capital operation, and the valuation will be improved within the Qingyun system first.

Then, referring to the Qingyun Investment Industrial Fund model, the shares of Qingyun Southeast Asia Branch were transferred to the fund, and social funds were raised by selling shares.

This stage is equivalent to playing the book value-added game, which requires Qingyun and its friendly companies to take out real money to redeem the interest and subsidize consumers.

As the scale of the micropayment wallet fund expands and its influence increases, and the interest alliance is strong enough to control the situation, it can start investing in the stock market and speculating in real estate.

Acquire and merge high-quality industries and engage in deeper capital operations, that is, asset bubble creation, use the real money raised to lift the sedan chair, and deceive more people into entering the market to take over.

The rate of return of the micro wallet will also be reduced to a reasonable level to avoid a premature collapse. In this process, Qingyun and its friendly competitors will exert their influence.

Exchange a large amount of US dollar foreign exchange from central banks of various countries, invest in high-quality industries in Dongda, America, and Europe, and then obtain more US dollar assets through repeated mortgage model.

It is similar to the wealth game of passing the parcel, but the economic engine of the University of Tokyo has injected new vitality into the development of the world economy and is enough to drive a new wealth feast.

It is enough for the micro-payment Internet financial model to successfully survive the development period in the first few years. As for when international hot money withdraws from the University of Tokyo, I'm sorry, this feast in Southeast Asia.

The two systems will come to an end at the same time, and countless people will suffer the consequences. However, micropayments and microwallets will be safe because they hold assets and can still be exchanged for foreign currency even if they depreciate severely.

In addition, the investment appreciation of part of the principal that has long been converted into US dollars will not only avoid losses due to the sharp drop in the exchange rate of the domestic currency, but will also allow you to make a fortune.

One is a large amount of loans in the local currency, which made huge profits because of the sharp drop in the exchange rate. The original loan was 10 billion Thai baht, and the interest was not included for the time being. It was assumed that it was worth million US dollars when it was borrowed.

But after the exchange rate plummeted, it was only worth 10 million US dollars. However, for Qingyun, who invested overseas through foreign trade and early exchange of US dollars, it only needed 10 million US dollars to repay the principal.

Moreover, as the Ponzi scheme collapses, the country's stock market will inevitably plummet. Under various liquidity crises, small and medium-sized enterprises with certain resources will either go bankrupt or cut their profits to survive.

By selling the resource allocation rights that they control at a low price, Qingyun Group can take the opportunity to buy in large quantities at a low price. Even if the overall economic environment still does not improve, it can still do so through foreign trade.

Foreign exchange was continuously exchanged, and at this stage, Li Zehua promised Yanjing that a portion of the RMB would be introduced into the trade system for settlement.

The essence of Qingyun's overseas expansion is to grasp the rich mineral, energy and Internet markets in Southeast Asia, which are industries that can be quickly monetized.

It doesn't matter even if the business operates at a loss. As long as it can control as many resources as possible, affect more people's employment, and successfully control and influence public opinion, Qingyun has no worries about being liquidated.

In addition, with the support of a powerful motherland, the two sides have huge common interests. As long as the RMB can successfully gain a foothold in Southeast Asia, Qingyun's position will be as solid as a rock...

Zhou Jin is a businessman. He doesn’t care whether it is $9.9 or $29.9. The only thing he is worried about is whether there will be any problems with the principal.

So after buying the insurance, he tentatively transferred $1000 to his WeChat wallet, and when he opened his eyes the next day, the profit of 10% divided by days had been successfully credited to his account.

On the same day, he initiated a transfer to an electronic product agent through his Pangu Bank account, and the balance in his micro wallet was transferred out smoothly.

“It looks like there’s really no problem.

The store receives thousands of dollars in cash and transfers every day, or a few hundred dollars at least. If all of this could be deposited into a WeChat wallet account, wouldn’t it be an extra 0.02% in profit every day?
There is also a medium-risk money fund that provides principal security by purchasing $999 insurance, which actually pays interest monthly and has a guaranteed return of a terrifying 3%.

The return for the whole year is 36%, which is better than any other financial product. The most important thing is that you can withdraw cash at any time."

Zhou Jin admitted that he was tempted. Under the premise that Li Zehua was willing to use his own funds as a guarantee to ensure that the investment fund would not be affected and was not afraid of a run on the bank, more and more people began to pay attention to micropayments.

On the third day, Zhou Jin was still cautious and only invested $2000 to test the waters.

Then the daily interest payment is either 9% or 10% annually, and occasionally it can reach 13% or even 15%.

Zhou Jin was confused. He had already invested $800. Based on the interest rate, he could get an additional minimum of $ in income every year.

Not only that, there are different price spreads for depositing in local Thai baht and in US dollars or euros, such as higher guaranteed returns.

He didn't know that this was a risk diversification behavior adopted by Qingyun and the bank to evade regulation. After all, whether consumers are willing to deposit Thai baht or US dollars is a spontaneous market behavior.

The Siamese royal family and emerging entrepreneurs have invested huge amounts of money in it and enjoyed additional returns. In addition, with funds from third parties involved, no one dared to investigate it.

In short, more and more people are getting involved, and the corresponding insurance business is selling like hot cakes.

By the way, Qingyun Electronics’ products also became popular.

Without a smartphone, WeChat technology, or a micropayment card account, you have to rely on yourself to go to the bank lobby for offline transactions, which is inconvenient and unreliable.

How can it be more intuitive to see the income every day on your mobile phone than to wait for it to be credited to your account?
Unfortunately, He Li of Roewe Electronics still has a condescending attitude. Purchase goods? Sure.

Make the payment.

After the payment has been received, I’m sorry, but our production capacity is insufficient. Please wait for the order to be placed.

Want spot goods?
Look for Guo Xinyi. He has plenty of Honor and Panda in stock. There are discounts for large quantities.
While a group of partners were cursing, they also discovered that Qingyun's business in Southeast Asia seemed to be developing at an alarming pace.

Because of micropayments, WeChat Technology also has a large number of key products. From time to time, it will issue coupons for online shopping, food delivery, express delivery, online car-hailing, logistics and other industries.

As long as you invest more than 10,000 US dollars in your WeChat wallet, you can receive different benefits every day. Over time, people will have the illusion that Qingyun is a large and powerful group.
As soon as people have money and hope for stability, they inevitably start spending money lavishly and some non-essential consumer expenditures begin to increase.

But what makes Xiao Chengdong, president of Qingyun Southeast Asia branch, depressed is that other businesses are doing well, such as e-commerce food delivery logistics and express delivery.

Only the online ride-hailing service seems to be developing in a strange direction, as a large number of tricycles and motorcycles have emerged among the registered drivers.

"What's going on? Do you need to buy insurance for a human-machine tricycle?" (End of this chapter)