Chapter 264: Has Minister Yan finally figured it out?

It's a bit embarrassing.
But that’s three hundred million!
Just for these three hundred million taels of silver...he can afford to lose this little bit of face.

Minister Yan quickly convinced himself, and sat back on his chair with a smooth expression, as if the scene of him jumping up and down in anger had never happened:
"I wonder what your highness is talking about?"

"This matter cannot be said in vain."

Yunshu said calmly:

“Master Yan also knows that I am now anxious to establish an academy and train more talents that will be useful to Tiansheng as soon as possible, so I chose to ask the Ministry of Revenue to pay for this money.

But if Master Yan doesn't agree, I can only settle for the next best thing. Although this method will take a lot of time, it will allow me to make a lot of money and solve the problem of the money needed to establish the academy by myself."

"..."

She made it very clear.
If you want to know how to earn 300 million, you must first promise to give her 30 million.

Otherwise, there is no need to discuss anything.

But thirty million is not a small sum anyway. If it is only used to buy a method, what if it doesn't work? Then wouldn't it be...

Minister Yan hesitated for a while, then cautiously asked:

"I understand what Your Highness means, but I am in this position and I have to consider more issues.

If that method could really earn 300 million taels for the national treasury, then everyone would be happy.

But if…”

“There are risks in everything we do.”

Yun Shu smiled slightly and calmly interrupted the other party:

"Having the imperial court take charge of this matter has relatively reduced the risk to the lowest level.
If Lord Yan cannot even bear this little risk, then it would be better for him not to know about my plan.

After all, I don’t want to come up with a good idea, only to end up with complaints... or even resentment.”

"I don't dare!"

Minister Yan quickly bowed his hands and bent his waist down slightly.

Although he had never personally done any money-making business, he knew that what Yun Shu said was right.

There is no business in this world that has no risk and will always make money.
No one is stupid, there are ways to make money.
Whether it will succeed in the end depends on the ability of the person in charge.

Think about the Tianwaitian Restaurant and the laying of the ground dragon, and then think about cement and commercial taxes.
To be honest, Minister Yan was quite convinced of Her Royal Highness the Crown Princess's ability to make money.

She said she could earn at least 300 million, which couldn't be a lie.

The only question now is whether Yan Chaorong has the ability to accomplish this task according to the method she gave!

It is inevitable that Minister Yan would feel conflicted and hesitant when faced with an unknown field that he has never been exposed to before.

Yunshu sipped the tea patiently.
There is no need to ask anyone to serve you. After finishing one cup, you can just pour yourself a second cup.

I have been busy reviewing memorials every day recently. I finally have some free time. Even though I am a little bored, Yun Shu doesn't care.

She was playing with the teacup in her hand leisurely.
Seeing that the third cup of tea was almost empty,
After struggling for a long time, Minister Yan finally made up his mind.

"Your Majesty has said before that it is impossible to just focus on the silver in the treasury and think that saving money will make the treasury richer. I still need to learn a lot from Your Majesty. Only by learning how to make money can we never worry about money!"

"Has Minister Yan finally figured it out?"

Putting the teacup in his hand back on the table, Yun Shu raised his eyes with a smile:
"Then the thirty million taels of silver from me..."

"Tomorrow I will personally report this matter to Your Majesty, and I will deliver this money to Your Highness as soon as possible!"

Now that you have made a decision, it would be foolish to procrastinate and think about changing your mind.

Minister Yan immediately expressed his determination to Yun Shu, and then changed the subject, impatiently asking about the way she mentioned to make a lot of money:
"I just don't know what method Your Highness mentioned before?"

"Master Yan."

It was rare that Minister Yan was so happy, so Yun Shu certainly wouldn't hide it anymore.

She asked seriously:

"Who do you think has the most money flowing around in this world, besides the Ministry of Revenue?"

"This……"

Minister Yan hesitated for a moment, thinking about the commercial taxes collected this year, and said uncertainly:
"A merchant?"

"Yes, it's the merchant!"

Yun Shu flicked his palm to show his approval:

"Everyone thinks that merchants are rich and their homes must be filled with gold and silver. But in fact, except for those merchants who are extremely wealthy and have special businesses,
Most merchants do not have much cash in their homes, because they will continue to invest money into their business to make their business bigger and bigger.

Only by continuously investing in it can they earn more money.”

“But, many times, doing business is actually a matter of opportunity.

If there is a big deal in front of you, and you know that once it is done, you will have the opportunity to make a lot of money, but the money in your hand is still in another business and you can't get it back in time, then..."

Yun Shu paused for a moment and raised his eyebrows to look at Minister Yan.
"If it were you, Lord Yan, would you choose to give up cleanly or would you find a way to raise the money?"

“We should find a way to raise the funds!”

Minister Yan put himself in this situation and felt a little embarrassed:

"But since it is a big deal, it must require a lot of money, which I am not sure I can raise."

"What if I tell you now that the court can lend you this money and sign a loan agreement with you?
You are required to use your own house or other valuables as collateral... Of course, you can still live in the house during the mortgage period, but the house cannot be bought or sold.

You only need to return the money within a certain period of time, and pay an additional 10% or 20% as interest.

The house or anything else you mortgaged still belongs to you.

Unless you can’t pay back the money, the court will come forward to take away your mortgaged items.”

After slightly modifying the contents of the bank loan in the future and telling it to Minister Yan, Yun Shu smiled slightly:
"With such conditions, will Lord Yan choose to agree?"

"If I refuse this deal, I will miss this opportunity.
If you agree, it will be equivalent to giving up one or two cents of profit to the court, but the old minister can still earn a lot..."

Minister Yan pondered for a moment, then suddenly understood:
"So, Your Highness means that we can earn 10% or 20% of the interest from those merchants in this way?"