Chapter 120 The loan company comes to collect the debt (9)

Just then, someone knocked on the door.

It was obvious that her mother, who was cooking, shivered.

"Is there someone knocking on the door?"

"It seems so." Ye Na turned around calmly, "You watch out for the fire, I'll go take a look."

When she returned to the door, it had already been knocked several times, but neither her father nor her siblings opened the door. They all stood there in fear and anxiety.

"Come here, come here, who is it?" Ye Na answered through the door.

"Is this Mr. Ye Yu's home? We are here for a home visit."

Captain Xiao Ni's voice came from outside the door. From the way he spoke, he seemed to be a very gentle man.

"Home visit? What home visit? What's there to visit on New Year's Day?"

"Mr. Ye Yu's family affairs need to be suppressed as soon as possible. We are here for this. You don't want to talk about this in the corridor, do you?"

Ye Nai looked back at her father, then at her mother at the kitchen door, took a step forward, pressed the door handle against the door panel, slowly pushed the door open a crack, and stuck her head out to take a look.

This glance was performed for her parents and family members behind her. She took the initiative to open the door with the intention of handing them the house deed and contract stored in the space.

Captain Niu and Captain Xiao Ni, who came to play the role of employees of the rental company, were both wearing business windbreakers that looked like they were bought on the street.

After Ye Na handed over the things, she gave them a thumbs up.

Then stand up straight and push the door completely open.

The two captains walked into the house and closed the door, but they just stood at the entrance and did not go inside.

Captain Niu leaned against the door with a stern face, and Captain Xiao Ni stepped forward with a friendly smile.

Their physique and somewhat good-yet-evil temperament evoked the Ye family's memories of last night, and they were unable to take a single step forward.

Captain Xiao Ni, who was in charge of negotiating, took a quick look.

"Both husband and wife are at home, which is very good."

Then he took out a large book of property certificates and two contracts from his pocket.

"Please confirm, this is your house deed, right?"

Ye Yu and Yu Qing rushed over one after another, pushed Ye Nai aside, and tried to snatch the house deed.

"Hey, wait, this isn't returned to you."

Captain Xiao Ni was quick to pass the property deed to Captain Niu behind him.

"What? What are you going to do?"

Captain Niu's big physique and huge muscles that couldn't be covered by his clothes calmed the couple down instantly. Yu Qing retracted her hand that was waving the spatula, with an expression that said she didn't know why she was holding this thing.

"We came here to tell you that Beiling Xinye has blacklisted you and sold your debt to our company. We are mainly engaged in the house rental business. We buy houses that borrowers cannot redeem, clean them up, and then rent them out to earn some rent money."

"What? My house...?!" Ye Yu felt a little dizzy and his legs were weak.

"They sold my house to you, and you want to take it back? And kick us out?"

Yu Qing held the spatula tightly, and it looked like she wanted to pick it up and hit the two people opposite. "Yes, we want to take back the house unless you return the 22 to us."

“Why is it 22?!”

"Because we bought it from Beiling Xinye for 21, and it's normal to add 1 after passing it through another dealer, right?"

Ye Na nodded silently in the back. As expected of the cunning captains, they were always thoughtful in their words. If he couldn't pay back the 21 yuan to the loan company, he would pay back the 22 yuan to the rental company.

"…How is this normal?!"

Yu Qing screamed, threw down the spatula, turned around, grabbed Ye Nai's sleeve and pushed her forward.

"You, you take back the property deed and drive them away, drive them away."

Ye Na staggered twice as she was pulled by her mother, but she remained where she was.

Captain Niu slowly opened his shirt and took out his pistol.

“…Ah! The gun!”

Ye Yu was the first to see it. He immediately raised his hands, then took two steps towards his wife, held down the person who was still struggling with his daughter, and tilted her head to make her look at the big guy.

"what……"

After seeing clearly what the other party was holding, Yu Qing suddenly felt like a chicken with its neck strangled.

"Mr. Ye, Ms. Yu, don't be afraid. We have a legal gun license and have received professional training. We will not easily discharge the gun accidentally. But if we can't reach an agreement, then it's hard to say."

Captain Xiao Ni spoke the threatening words very kindly.

The couple were ordinary people who had spent half their lives as stable office workers. They had never seen such a scene before, so they immediately hugged each other and sat on the floor.

Yenna smoothed her sleeves and took two steps forward.

"You are buying the house for renting. I can't get the house deed back from you. So how about changing your thinking? Can I rent the house and pay you the rent?"

"Of course you can, and we'll save you the trouble, but let me make it clear that the rent is not enough to cover the debt. If you want to redeem the house, you can't pay less than 22 yuan."

"Then let's give you a deadline. If you pay back the money within a certain number of days, the matter will be settled. If you can't pay it back, you will just have to pay the rent. Don't worry that our family will run away. The children have to go to school and the adults have to go to work. There's nowhere to run."

"Since you are so sincere, we won't make it difficult for you. For the sake of the Chinese New Year, if you can pay back 24 yuan before midnight on the 22th day of the first lunar month, the property deed will be sent back by a courier. If we don't receive the money, a courier will send you a rental contract."

"I see. Which account should the money be transferred to before 24: on the th?"

Captain Xiao Ni took out his mobile phone and added Ye Nai as a friend face to face. Then Captain Xiao Ni exchanged mobile phones with Ye Nai and used her mobile phone to create a transaction in the Awakener software to form a temporary guarantee account.

When they hired Ye Nai, the hiring fee was also paid to the guarantee account after the employment relationship was established. The account then paid a portion to Ye Nai as a deposit, and the rest was frozen until the task was completed and the account was unfrozen and the balance was paid to her.

This temporary guarantee account is set up for the financial security of both parties A and B of the awakened persons. It is not only used between awakened persons, but also can be used for temporary transactions between awakened persons and ordinary people, and ordinary people and ordinary people.

Party A and one of Party B establish a transaction, Party A pays the money, and Party B does the work. The cancellation of the transaction requires the consent of both parties. Party A cannot unilaterally cancel the transaction without a solid reason. At the same time, Party B does not have to worry about doing the work but being dragged by Party A and not paying.

Now the transaction that Captain Xiao Ni helped to establish is the change of hands of the property deed. For this purpose, he specially took a photo of the inner page of the property deed. The deadline is 24: on the ninth day of the first lunar month. If the money is not received, the transaction will be closed.

The focus of this type of transaction is the security of funds, but the content of the transaction is not reviewed. Theoretically, there are prohibited items in the transaction, but whether you will be caught depends on luck.

Transactions initiated by Ye Nai using her account can be exempted from transaction fees. If ordinary people initiate transactions, they will be charged a transaction fee of 5%.

That is to say, if the transaction of 22 yuan was initiated by her parents, an additional 1100 yuan would have to be paid as a handling fee of the 22 yuan.