Chapter 376 Candidates

【Li Renyu: served as branch president, head office vice president, director, and president of Xingsheng Bank. 】

In the dead of night, Xie Jingxing lazily curled up on the sofa in his pajamas, holding a computer and checking a resume: "Born in 1955, this year is exactly 60 years old."

"I heard that the next buyer might go to Lufax, a subsidiary of Ping An Group, to take Ji Kuisheng's position."

Yu Nian seemed even lazier, curled up in front of the coffee table and slowly eating a bowl of wontons, with two large boxes of barbecue next to him.

"Rob?"

Xie Jingxing teased, "Why do I feel like it's 'Ying'?"

“Because you are the best investor.”

Yu Nian's words were not meant to please her lover. Lufax is currently the largest P2P platform in China, and has carried out several rounds of divestitures and injections of assets since the beginning of the year.

Anyone with a discerning eye knows that the plan is to integrate the financial statements in preparation for a listing, and it will probably create history for domestic P2P platforms next year.

Therefore, as an investor, Xie Jingxing focused on the business adjustments after asset integration and listing, while Yu Nian was more concerned about the change of management power.

Xingsheng Bank's assets have grown dozens of times since the beginning of the millennium. Although there are dividends from the times, the growth rate is also far higher than the industry average.

Li Renyu entered the banking industry in 82 and took him years to reach the position of bank president. His years in office were a period of rapid development for Xingsheng Bank.

There is no doubt that this is a veteran, more than that, he is a veteran general.

If it weren't for the major environmental factors that forced me to retire due to my age, I wouldn't have gone to work for someone else to continue my career.

“Not very respectable.”

Xie Jingxing threw down his computer and grabbed a skewer of roasted pork belly that was cooked to perfection.

A few days ago, Industrial Bank actually publicly announced that it was recruiting its next banker from the whole society, which was somewhat embarrassing and urgent.

Yu Nian picked up a wonton from the bowl and fed him: "It's just routine. The old president has found a new employer. He is not greedy for power and will do his best to help his successor to make a smooth transition. It sounds like a good reputation."

"The old president has a good reputation. What will Ji Kuisheng do? He probably doesn't mind being criticized for not leaving."

Xie Jingxing turned his head away from the wontons, and the fresh steamed oysters were also enough to fill him up.

Yu Nian put the wonton into his mouth: "It is true that Ji Kuisheng has been in China for nearly 30 years, but he is a white American after all, so he may not be able to defeat the old president."

“After all, he personally helped Ping An Group to establish Lufax. Capital is ruthless, but people are kind.” Xie Jingxing refuted with an optimistic attitude.

Yu Nian couldn't help but chuckled: "Why does it sound so awkward coming from your mouth? Haven't you killed enough founders?"

"Double standard behavior." Xie Jingxing also shook his head and laughed at himself.

There is no other way. The old president has worked in state-owned enterprises since his debut, and his next job after retirement is also a state-owned enterprise. It is not easy for Jingxing Investment Group to recruit him halfway.

He really hoped that the foreign devils would play the role of the local tyrant and drive away the outsiders so that Mr. Xie could take advantage of the opportunity.

"But that being said, Ping An Group recruited Ji Kuisheng four years ago in order for him to establish Lufax. Now that the listing is imminent and the options are being redeemed and the profits are being shared, it would be outrageous if he was kicked out."

Yu Nian changed the subject: "So I think it is very likely that he and the old president will form a team, a management structure like co-CEO."

"Not awkward."

Xie Jingxing made no comment, and for a moment he had no idea what to do, so he just focused on eating his midnight snack.

Jingxing Investment Group seems to have many complicated businesses, but in fact, all of them are classified as "fund business". This is where the financial systematization he mentioned when he asked Su He whether he wanted to do mergers and acquisitions or investments came from.

Joining the International Financial Association, applying for financial licenses such as banks and securities firms, including the specific business development of New Big Hungry, is a complete system. Now stuck in the license application stage, Xie Jingxing and Yu Nian know the general idea, but they are not very clear about how to operate specifically to obtain a financial license.

Jingxing Investment Group needs a top professional manager to implement their ideas and build a complete financial business system.

"How about we take another look at Chen Wei?"

Yu Nian finished her small bowl of wontons and continued the discussion. She had prepared four resumes this time, all of whom were from big names in the banking sector.

Ms. Chen is in her thirties and has secured the position of vice president of China Merchants Bank. Her greatest achievement is participating in the establishment of the domestic credit card system. She has changed jobs several times in the past few years and seems to be in contact with Gome Group.

If the old president Li Renyu has the best work performance among the four resumes, then Ms. Chen's resume is filled with eight big words - no hard work, all talent.

Each has its own advantages and disadvantages, it all depends on what Xie Jingxing wants. He thought about it and said, "This Ms. Chen is more suitable for the new big hungry, let's pass it to Zhang Tao to decide."

"If you want to do a large and comprehensive financial business, a background in retail finance may not be a bad thing."

Yu Nian reminded: "At least in the early stage, we can't get the complete insurance and brokerage licenses, so we can do brokerage business on the side. She can provide a lot of help."

"Isn't this exactly why Gome Group wants to bring him in?" Xie Jingxing disagreed.

Even though Alibaba and Tencent accidentally killed Baidu Wallet in the fight, there are actually 200 mobile payment licenses in the market, and the latter is also a small bully if taken alone.

Together with JD.com, Ping An Lufax and others, they form the second echelon and have chosen to enter the Internet finance business from P2P to get a piece of the pie.

Further down, there are 360, Gome, LeTV, Wanda, Evergrande... and so on, a large number of rotten fish and shrimps swarmed into the third echelon to enter.

After all, P2P requires no technical skills and can be done with a little money and some background.

Therefore, in the past two years, these relatively wealthy scoundrels have spent money to poach countless industry backbone elites from the traditional financial industry, including banks and securities companies, to add bricks and tiles to the booming business of lending small loans and selling insurance.

It is called Internet new financial retail technological innovation.

“Jingxing Investment Group is building a professional financial system ecosystem, but it does not pursue a large and comprehensive business model, as it would bite off more than it can chew.”

Xie Jingxing curled his lips in disdain: "P2P business is all stuffed into the new big hungry Internet financial framework. I don't want Chen Wei myself."

"Okay, then make sure to make an appointment with Li Renyu first." Yu Nian had no choice.

Xie Jingxing threw away the bamboo stick in his hand, wiped his mouth, raised his hand to lift her round jaw and pecked her lightly: "Thank you for your hard work."

"Come on, I did it willingly. I just hope that you don't have anything to do with Zhong Wuyan or Xia Yingchun, and that you can think of me when you have free time." Yu Nian's beautiful eyes blinked with deep affection.

"I'm thinking about you right now."

Xie Jing Xing twisted his waist and slid down the sofa, half-knelt on one knee and stretched out his arm, holding her plump body through her knees and armpits: "Take a bath, so you can sleep well."

"You stay with me." Yu Nian put her arm around his shoulders and her cheeks flushed.

"Okay." Xie Jingxing stretched out his tone as if coaxing a child.

The takeaway food on the coffee table looked a little messy. The fresh air system sucked in and out the barbecue fumes, bringing in bursts of fragrance. The large round bathtub was filled with red rose petals.

The heavy curtains slowly closed, turning the entire suite into a private space. It seemed that all the lustful men and women were having affairs in this environment.

But Yu Nian just leaned against the edge of the bathtub and closed her eyes quietly. Xie Jingxing held her in one hand and swiped the tablet with the other hand, reading the speech of the old president Li Renyu on the development of financial innovation business.

He paused for a moment when he saw something he agreed with, then freed his hand to pick up the wine glass and take a sip.

Compared to men and women who are obsessed with food and sex, they are more like guests who respect each other.

(End of this chapter)