Chapter 377: Mayfly Sees the Blue Sky

After two consecutive days of rain, the summer heat in Shanghai has subsided and autumn has arrived.

A Maybach ran over the water on the roadside and slowly stopped in front of the Hongqiao Airport terminal, but no one got out. The online ride-hailing car stuck behind honked to urge them to come, attracting several airport security personnel to come over here.

"Okay, it's not convenient for me to take you in." Xie Jingxing persuaded him while sitting in the car.

Yu Nian tilted her head and rested it on his shoulder: "When will you come to Beijing?"

"If Li Renyu can't handle it, he might go there in a few days. I'll tell you in advance."

Xie Jingxing's words didn't sound sincere, and Yu Nian tightened his arm without saying a word.

Seeing the security guard approaching and knocking on the anti-peeping car glass, he had to add exaggeratedly: "I will definitely go to Beijing next month. If it doesn't work out, I will move the company there."

"Then kiss me."

Yu Nian smiled with satisfaction, and casually took out two hundred yuan from her pocket and stuffed it into the man's chest in a formal manner: "Your service has been good these two days, I'm giving you this reward."

"Keep up the good work and improve your service. I will inspect it next month."

She pursed her lips to kiss the lipstick on the flower, changed her expression smoothly while speaking, and pushed the door open and got out of the car quickly and decisively.

She slowly smoothed the hair around her ears, raised her chin slightly, expressionlessly glanced at the security guards who were trying to teach her a lesson for illegal parking, and walked towards the terminal with a graceful figure in high heels.

The assistant followed behind and nodded and smiled repeatedly to apologize on his behalf. He said that the boss was not like this before, but recently he had mood swings and became unpredictable for some reason.

When you are in a good mood, anything is fine. But when you are in a bad mood, nothing is pleasing to the eye. Because of the trivial details of the legal risk control of a project, I organized an online meeting in the middle of the night and scolded the legal team for more than 20 minutes.

It's sarcastic, without any dirty words or repetition, and has some of the tendencies of an excellent menopausal female leader.

"Please park the car at the airport."

Xie Jingxing threw two hundred yuan to Chen Xi who was sitting in the co-pilot seat. The new assistant took the money and carefully put it into a specially bought wallet, which already contained a small stack of one hundred yuan in cash.

There could have been more, but unfortunately we had just decided last night that the old president Li Renyu would be the first choice, so we made an appointment to meet at an Internet finance summit held in Nanchang today.

Otherwise, Yu Nian wouldn't want to return to the capital so soon.

The car stopped at Hongqiao Airport. Xie Jingxing, carrying the same backpack as Xiao Ma Ge, took Chen Xi and two bodyguards to take the subway for one stop, then transferred to Hongqiao Railway Station to take the high-speed train to Nanchang.

In fact, the comfort of high-speed rail is far superior to that of small passenger planes. A business car has five seats, and the seats are spacious and the environment is quiet.

The last-minute ticket only bought a full-trip business class seat, and the other four seats were empty. Xie Jingxing reclined in the seat and put on an eye mask to catch up on his sleep.

I didn't sleep for long as I was woken up at the stop at Yiwu Station. A woman wearing a baseball cap and a mask was crowded onto the train. The three accompanying staff members kept making noises and trying to stop the flight attendant from getting close to her.

The woman in the baseball cap turned her seat around to face away from the carriage. The accompanying staff served her by taking out their own thermos and pouring water. There were even some freshly cut fruits. She was even better than Chang Naichao, who was not good at running.

Just as Xie Jingxing was about to continue sleeping, he heard the noise getting more intense. It seemed that the conductor was trying to cross the carriage to get something, but a woman who looked like an assistant was not letting him pass.

"Let someone pass."

Only after the woman in the baseball cap with her back to the carriage spoke did the assistant make way and stare at the conductor as if he were guarding against a thief.

He also instructed the other flight attendants in an indignant manner, telling them not to disturb them with meals later, and kept nagging them incessantly.

"Hello, please keep your voice down, our boss is resting." The car door suddenly opened and Chen Xi walked in quickly.

The assistant looked at her, then at the bodyguard and the police officer beside her, and said perfunctorily: "We just got on the bus from Hengdian. It is not convenient for us to contact the public. We need to communicate with the staff."

"It's okay. I understand that the work of an artist is special. I am Chen Xi from Microfilm Times."

Chen Xi took out a business card and confirmed with a friendly but unquestionable smile on his face: "Have you communicated well now?"

"You are the Micro-Shadow Era..."

"Hello, Mr. Chen. I'm Zeng Jia, a partner of Jiaxing Media. I'm so sorry."

A round-faced middle-aged woman sitting behind the woman in the baseball cap stood up, interrupted the assistant's questioning, took the business card and apologized sincerely.

Seeing this, Chen Xi said a few polite words and turned to leave. Zeng Jia, a round-faced middle-aged woman, stroked the business card in her hand which did not have the company name and job title. She cast her eyes at the young man sleeping in the front row of the carriage and said to herself, "As expected."

Mr. Chen introduced himself under the name of Micro-film Era, just like Emperor Kangxi who claimed to be an imperial envoy when he went on a secret visit. Firstly, he didn't want to show off in front of the people, and secondly, he pretended to be another official in case the people didn't know...

The lowest can only be at the level of Weying Times. It turns out that my assistant is really confused. I plan to ask her who she is from Weying Times.

As the high-speed train was approaching its destination, Xie Jingxing was woken up by the train attendant. He lazily went to the bathroom to wash his face and returned to his seat to drink some water.

The seat that was originally facing away from the carriage returned to its original position at some point, and the woman in the baseball cap and mask revealed her true face. She took the initiative to extend her hand: "Hello, Mr. Xie, I'm Yang Mi."

"Hello." Xie Jingxing shook hands and then separated.

Yang Mi didn't feel awkward at all and continued with a smile: "Are you going to Nanchang too?"

"Yes, on a business trip." Xie Jingxing picked up his backpack.

"You are so low-key. I didn't recognize you just now."

"Fortunately."

"Then I won't bother you for now. See you next time if there's a chance."

Even with her professional qualities, Yang Mi felt a little embarrassed after encountering a series of setbacks. She returned to her seat and put on her mask and cap again, ignoring the glances from Zeng Jia and another senior executive of the company, Li Juan.

The high-speed train arrived at the station quickly. After watching Xie Jingxing go away, she frowned and said, "They obviously don't want to pay attention to us, so why bother to stick to them?"

"That makes sense. If flowers bloom, butterflies will come. If you want people to respect you, just be yourself." Zeng Jia smiled.

Li Juan continued the conversation in an unclear tone: "He should also be here to attend the financial summit."

Zeng Jia was Yang Mi’s former agent. Later, they co-founded Jiaxing Media and poached her from PwC to manage capital operations.

This month, the company acquired a company on the New Third Board and successfully went public through a backdoor listing. If nothing goes wrong, a large investment will be raised soon. Therefore, the company's top star is feeling very excited as he is about to sit at the capital table.

It was precisely because of her that Jiaxing was able to raise investment, and now that it was just a matter of time, everyone in the company was trying to please her.

“But Macau casinos also have separate living rooms and large rooms.” Li Juan sighed quietly in her heart.

Grapefruit Capital has an investment department, which has an Internet group, which has a project called New Beauty Group. New Beauty Group has a strategic investment department, which has two projects, namely Microfilm Times and Maoyan.

Weying Times and Maoyan have cinema chain distribution departments and film and television production departments. The former has a new media marketing group, and the latter has a film and television investment group.

The former has a specialist named Hu, who sat at the deputy host seat at the last dinner and "politely requested": "I Am a Witness" starring Yang Mi and Lu Han should be moved to after the National Day, and we can provide more publicity resources.

It was nine steps away, perhaps too far away, like a frog in a well looking up to see the bright moon. If by some chance you jump out of the well, you will be like a mayfly seeing the blue sky.

Li Juan, who is in charge of Jiaxing Capital's operations, watched Yang Mi's high aspirations with a cold eye. …………

[Nanchang·The First Internet Finance Summit·Foreseeing the Rise of Unicorn Innovation·Tengwang Pavilion. 】

The summit venue was hung with slogans with a deep blue background, which showed that the standards were very high, at least the organizers attached great importance to it.

It was named after Tengwang Pavilion, and bosses from the provincial and municipal levels came out to give opening speeches. We invited everyone from banks to venture capital institutions, as well as some international friends.

Unfortunately, Tengwang Pavilion is not located in Beijing, Shanghai, Guangzhou or Shenzhen, and most of the nearly a thousand guests attending the conference are just for show.

An MD from Sequoia Capital came and specially marked the time at the service desk of the venue. Zhang Fei of 5Y Capital pretended to be a big shot and sneaked into the venture capital sub-venue to give a speech. Li Renyu of Industrial Bank simply took the lead and gave the first speech at the main venue.

When Xie Jingxing arrived, it was the old president's turn to give a speech. He found a seat and a staff member kindly handed him a simultaneous interpretation headset. He almost couldn't hold back his laughter.

The organizers had their hearts set on the bright moon, but the bright moon only shone on the ditch, and all their enthusiasm was wasted.

"Digital wealth management is an important component and application of financial technology. Its essence is still finance, and it has the characteristics of risk spillover. It is necessary to establish an access mechanism, clarify the regulatory body, issue regulatory details, and achieve 'supporting the best and limiting the worst'."

Li Renyu spoke eloquently on Internet finance on the stage. He mentioned three points throughout his speech. Internet finance is on the eve of explosive development and has a bright future.

Secondly, he prefers technological wealth management; this point should be listened to together with the third point. He believes that Internet finance should set up entry barriers.

Overall, it is fair and square, but considering his pre-selected next client, Ping An Lufax is a leading company in the industry, it is inevitable that there is a sense of getting on board and closing the door.

Xie Jingxing listened with great interest, using this opportunity to assess the old president's intention to go to Ping An.

"Mr. Xie, the leader of the organizer heard that you were here and wanted to talk to you alone." Chen Xi bent down and came closer to report.

Xie Jingxing had been mentally prepared, and he would be absent wherever he went: “I’ll finish listening to the speech.”

"The provincial leader turned back halfway and will be here soon."

What Chen Xi meant was that you should quickly retract your magical powers. People have given you the maximum face, and this cannot wait any longer.

"Find me a copy of Li Renyu's speech, and go say hello after he finishes speaking."

Xie Jingxing took off his headphones and quietly left the venue. He was speechless when he accidentally saw a gentle man with glasses sitting in the front row - Qu Dejun from Wanda Finance.

The first Wanda Cultural Tourism City with a total investment of 400 billion yuan, which supports Lao Wang's threat to make Shanghai Disneyland unprofitable for years, is located in Nanchang. It is said to be the largest single investment project in Nanchang in the past years. It is natural for Lao Qu to be brought in to support the project.

Xie Jingxing also often received favors from people in Chuncheng, who also wanted to organize an Internet finance or venture capital summit.

On the one hand, Internet finance is really hot. From the beginning of the year to now, Beijing, Shanghai, Shenzhen, Nanjing, and Hangzhou, all cities with a little bit of sales potential are unwilling to be left out, and Internet finance summits are held one after another.

On the other hand, the macro-strategy proposes the spirit of "double innovation" of mass innovation, which is basically equivalent to the "investment promotion" that has successfully completed its historical mission and is a serious priority achievement.

So it is not difficult to understand why the local leaders attach so much importance to Xie Jingxing. How about cooperating with the entire 10 billion-level industrial fund? We strongly welcome you to invest in a few high-quality projects in the local area. At the very least, you can come on stage and say a few words, right?

It costs money to run the small car team back and forth!
Xie Jingxing chatted with the enthusiastic leaders for more than two hours, and finally hurriedly went on stage to perform with Zhang Fei at the venture capital venue.

Suddenly, a truly important guest who was the ideal guest for the organizers showed up. Xie Shaoshuai immediately turned into the New Year Pig and was forced to socialize until the welcome dinner in the evening.

"Sorry for asking you to stay one more night."

There were cultural performances at the welcome dinner. The light show and dance troupe were lively on the stage. Xie Jingxing sat in the front row at round tables below the stage, blocking his lips with his wine glass.

"You're more popular than I thought."

Li Renyu is an old senior with a very elegant temperament. He has a Mediterranean hairstyle, gray hair on his temples, and a pair of round glasses on his face. His shrewdness is revealed in his smile.

He kept an eye on the cameras that were scanning frequently, and re-evaluated the young leader of the financial industry who was a guest of honor in the province wherever he went.

"The buyer is definitely welcome. It's a market rule." Xie Jingxing calmly accepted the objective statement and evaluation, which was not sure whether it was positive or negative.

Li Renyu retracted his attention and looked around the table: "Indeed, everyone is a buyer."

"I read your speech at the founding ceremony of Industrial Bank Research Company at the end of June this year. As you mentioned, the banking industry was too well protected by the statutory interest rate spread in the past, and it was possible to make money without doing anything."

Xie Jingxing said bluntly, "So compared to fund buyers, banks' financial research business is completely blank, and they can't even compare with brokerage buyers."

"As interest rates have become market-oriented, banks can compete for customers with high deposit and loan interest rates. That's why you established the first banking and financial research institute in China. I thought this should have happened in 1995, not 2015."

The young financial commander already had a reputation for being an iron-blooded madman, but Li Renyu didn't take it seriously and pushed up the legs of his glasses, remaining silent.

In his speech, he not only talked about how the domestic banking industry is protected by the statutory interest rate spread, but also that the domestic banking industry is subject to strict supervision and restrictions, with no clear idea of ​​what business can and cannot be done.

The banking industry originally had no motivation to conduct in-depth financial research and relied on statutory interest rate spreads to safely act as buyers. They were picky about the financial research reports of funds and securities firms and sneered at them.

Now that the statutory interest rate spread is gone, each bank has to be self-reliant and compete with each other, funds and securities firms.

This means you are no longer a pure buyer and you need to adjust your attitude and learn how to be a seller, even when facing a customer who deposits 100 yuan every month.

But the problem is that strict supervision is still hanging over our heads. There are many businesses that fund brokers can do that banks cannot, and the competition is not fair.

The head is determined by the butt. Xie Jingxing was dissatisfied with the bank's backwardness and lack of progress, but he could not refute it. Li Renyu could only digest the frustration on his own.

"I returned to China in 2013 to found Grapefruit Capital. At the time, I only had a few hundred million yuan in funds. The online car-hailing industry we invested in was highly competitive. 4G was just beginning to take off and there were many good projects everywhere, and money was needed everywhere."

Xie Jingxing paused for a moment and continued, "At that time, I went to Zhejiang University, Fudan University and many other universities for research, and the second to last stop was Peking University. I looked at the Boya Tower by the Weiming Lake, and I thought to myself that if I could convince Peking University to cooperate with Xiyou in the Financial Research Institute within 20 million yuan, I would pay for it."

Li Renyu couldn't help but raise his eyebrows and looked at the young man around him again and again. In 2013, this young coach was only 22 years old.

Just listening to his resume at the peak of his career, one can only feel that he is extremely talented. Only after careful consideration can one intuitively feel how legendary he is. How bizarre it is that at the age of 22, he decided to do a project that would require a long investment of ten or even twenty years to pay off.

At the age of 22, it is normal to spend million to buy a luxury car and show off in public.

"Peking University didn't like Xiyou, so I ended up looking for Jiaotong University. Now the most successful project of Xiyou-Jiaotong University Seed Fund is Xiaohongshu, which just completed its B round of financing and is valued at US$5 million."

Xie Jingxing thought for a moment and said, "In the securities business, the quantitative trading model we jointly developed helped Xiyou Quantitative Trading earn a 2% return on investment in 200 months."

"Very successful. Your financial research business has a place in the market." Li Renyu expressed his approval.

"It's not enough. We are pursuing a system, a complete financial system."

Xie Jingxing was not satisfied: "Of course, it's not the so-called Internet finance, it's the innovation of traditional banks."

"What?" Li Renyu's eyes widened instantly.

"bank."

“You want to run a bank?!”

"We want to be a bank, me, you, Grapefruit Capital, us."

(End of this chapter)