“……09年20万辆，10年60万辆，11年120万辆。

If the additional sales task is successfully completed, BYD will need to give Qingyun Investment an additional 3% equity reward plus 2000 million cash compensation.

On the contrary, if it is not completed, Mr. Li needs to compensate the management of BYD with 10% of the shares, right?"

Domestic banks have always been very efficient in making money.

Just one hour after the contract was signed with BYD, the negotiation team from Pufa Processing Bank arrived. The bank took a large amount of information and began to make intensive calculations.

3 million yuan is a big business no matter where it is.

Li Zehua didn't have that much money in his pocket. Let alone 3.5 million, he couldn't even take out 3.5.

But that didn't stop him from asking the bank for money, and the bank was very straightforward. After getting the first-hand information, he asked for some details.

The conclusion was quickly drawn, and a senior bank executive in the lead smiled and said, "Mr. Li, based on the information you provided, our bank provides three loan models.

First, ICBC and SPD jointly authorized a 3.5 million yuan low-interest loan for a period of five years, with interest paid first and principal paid later.

You only need to provide proof of holding corresponding shares of BYD afterwards and go through a pledge procedure. It is very simple and will not take up too much of your time. "

In the asset appraisal copy of the equity investment agreement, BYD provided clear proof of assets, including recent loan appraisal certificates from various commercial banks.

Of course, commercial banks do not look at valuation when lending, but only look at fixed assets and stable returns over the past few years, and then lend 3-7% based on this standard.

35% of BYD shares cannot lend out 3.5 million yuan, but don’t forget that several companies under Qingyun Group have a common shareholder, Magic Investment Group.

The latter is the parent company of Pufa.

In addition, since Li Zehua himself was willing to provide a joint guarantee, all problems were solved.

The amount of venture capital funds that are about to arrive far exceeds the loan amount. In addition, Chimei Hummingbird has a daily operating turnover of millions. Where can it find such high-quality customers?

I wish he could lend me more.

The bank promised that as long as the venture capital funds were received, it could issue a full loan based on credit plus mortgage.

After communicating with the company's board of directors, Dong Chaogui personally sold a portion of his old shares and issued corresponding additional shares to Qingyun Investment/ChiMei/PinXiXi.

Li Zehua got a great deal. He actually invested 2.331 million yuan, but got 9% of the shares of BYD Group with a post-investment valuation of nearly 35 million yuan.

The actual amount is higher, based on BYD Group's current asset size, debt situation, revenue, market share, gross profit, and the added value in the gambling agreement.

At this time, BYD’s most ideal valuation should be around 15 billion.

In addition, it acquired 7500% of the post-investment shares of BYD Battery Factory for 75 million yuan. At the moment of signing the contracts for these two investments, the book profits were over 100%.

The temporary supervisory committee sent by the venture capital firm had no objections and signed immediately. Only a fool would refuse such an obvious transfer of interests.

Is Yadi a fool?
Of course not. It introduced strategic investors by issuing additional shares and bound the production and sales volume for the next few years in advance.

It saves a lot of advertising and sales channel costs, a typical example of reducing costs and increasing efficiency.

If the cost does not change much and the sales volume doubles, the profit will inevitably increase several times.

This is also one of the reasons why the BYD board of directors approved the cooperation within half an hour.

As a result, it has gained considerable benefits in terms of corporate valuation, future financing and listing plans, etc.

For example, now, ICBC executives have made another suggestion, "Mr. Li, in fact, ICBC Investment is also very optimistic about this cooperation.

If you don’t mind, ICBC Investment is willing to take over some of BYD’s shares at a premium of 30-50% over the current price.”

The world is so realistic. Everyone wants to do profitable business and everyone wants the benefits. The same is true for Pufa.

However, Li Zehua politely rejected him. Dong Chaogui, who was standing beside him, smiled and tried to smooth things over, "There will be a chance. Yadi has the strong support of Qingyun Group and Chairman Li.

We will soon give leaders and the market an excellent report on our performance, and I believe we will see you again soon for follow-up financing.”

ICBC executives were not discouraged and proposed a third model, “That’s a pity.

However, Mr. Li and Mr. Dong should have noticed the current rate of increase in prices of raw materials for electric vehicles in the market.

According to your optimistic expectations for the electric vehicle market, it is imperative to prepare for a rainy day. We at ICBC adhere to the concept of providing the best quality services to our customers.

We have launched a package of financial solutions. For example, according to BYD’s current credit qualifications, we can provide no less than 3 million yuan in principle…”

There are generally four main channels for traditional corporate financing. Two of them are mentioned above, namely, equity investment and loans from financial institutions. ICBC provides a third channel, namely, issuing corporate bonds.

A legal financing for non-specific investors, which is endorsed by financial institutions and charges a certain commission for issuing bonds as compensation.

Investors subscribe to shares through banks and specific financial institutions and receive interest on time and principal upon maturity.

Dong Chaogui was very interested. At this stage, it is inevitable to lack money in the industrial sector!
尤其听到工行，浦发愿意以12-15亿估值为基准，发行不超过10%年化利率的5-7年期债券时。

Bright eyes!
Li Zehua had no objection to this. After all, the more money BYD Group had, the more help it would provide for future plans.

When BYD was listed on the Hong Kong Stock Exchange in its previous life, its peak market value once exceeded HK$550 billion. With his support in this life, the market value of electric vehicles alone can easily double without any pressure.

There are also batteries and new energy vehicles waiting in line to enter the market, and large-scale capital increases and share expansions will be inevitable in the future. He dare not imagine what it will look like.

In the most ideal situation, he can match or even surpass BYD; if he is just a little worse, the starting point is also hundreds of billions of Hong Kong dollars, and this part alone can bring him a net worth of hundreds of billions.

But we have to eat one bite at a time and walk one step at a time. Now is not the time to think about this.

After making an appointment with the bank and watching them leave, Dong Chaogui smiled like a child, "Boss Li, you are really my benefactor!
I have solved the two biggest problems for Yadi in its development. I must have a good drink tonight and not stop until I am drunk."

As his voice fell~
"Mr. Dong!"

"Don't!"

Two terrified voices sounded almost at the same time!

Dong Chaogui glanced behind him unhappily, but didn't care and continued to say something. Li Zehua smiled and occasionally added a sentence.

Only Luo Yuanming and Ning Tao covered their faces in despair, unable to bear watching any more...

“I’m so sorry, it’s so embarrassing that this happened, you should send Mr. Dong back home to rest early.

There is a long way to go. When I return from Guangdong, I will go to Wuxi and apologize to Dong Zong in person."

At the hotel entrance, Li Zehua was speechless. He looked at the blushing people, then hurriedly lifted Dong Chaogui into the car and drove away.

"Boss, please stop using your magical powers. If you continue like this, no other friendly merchants will dare to come to the table."

Gu Shijie who was accompanying him was even more speechless. He witnessed the whole process. As soon as Dong Chaogui came to the table, he raised his glass frequently with great momentum.

He was still surprised, thinking that the CEO of BYD was indeed a veteran in the field of alcohol tests, and he was accompanied by Luo Yuanming and Ning Tao, who looked very reliable.

Everyone else was urging people to drink, but these two were the only ones who urged people to drink less from the beginning to the end, which even caused Dong Chaogui to scold them in dissatisfaction. How could they not have a few drinks on such a happy occasion?

Say something like "thanks to Mr. Li for his appreciation and taking care of our business" and then say "cheers".

Li Zehua sat back and thought that maybe he had met his match and would accept everyone who came to him.

then……

That's it~
Less than half an hour into the banquet, Dong Chaogui half-lay on his chair and began to talk nonsense...

"Is this my fault too?"

Li Zehua stared at him with innocent eyes, "Didn't you see his momentum just now?"

He snorted twice and turned back to the private room.

Ning Tao and some BYD executives were still there. He also wanted to leave, but was asked by Luo Yuanming to stay and have a drink with Mr. Li.

"Boss Li is back. Boss Ning just said that he is grateful for your care all along. Today, I will risk my life to accompany you. I will drink until I am satisfied."

A BYD executive came up to him with a smile, pulled a chair for him, and at the same time squeezed Ning Tao subtly.

The latter was helpless. Just a moment ago, his colleagues present formed a united front and instigated him to run into trouble.

He had to drink, because Li Zehua gave him so much face in the afternoon meeting. Just one sentence was worth seven or eight years of hard work, and he was able to rise to the top.

At the banquet, before Mr. Dong got drunk, he solemnly stated in front of everyone that he would convene a board meeting when he returned and appoint him as the general manager of the key account department.

He was specifically responsible for contacting Qingyun, and even promised in person that he would definitely have a seat on the board of directors in the future. How could his colleagues not be envious?

"The sun is rising in the west today?"

Li Zehua was well aware of the mystery but did not point it out. He was certainly qualified to give orders from a high position and it would not be an exaggeration to even loudly scold this group of people.

Because he is now a major shareholder of BYD, he will soon become an executive director of the board of directors and one of the big bosses.

But there was no need. Ning Tao took the initiative to raise the glass, and said in a very humble manner, "Boss Li, I will make a living under you from now on, just like the wine in this glass. Please watch my actions."

Saying this, he looked up and drank it all.

He also wanted to get drunk.

"it is good."

Li Zehua raised his glass and said, "Let's have a drink together..."

Needless to say, in the adult world, everyone has to wear a mask and show different faces when facing different people and different environments.

The dinner tonight was a great success for both the guests and the hosts!

Arrange Yang Zhichao and Qin Lang to lead the remaining sober ones to the next game, send the drunk ones back to the hotel, and let Li Zehua and Gu Shijie leave first.

"Get in my car."

Gu Shijie was greeted before getting into the car. He told the driver to pick him up the next morning and then turned around and got into the Mercedes-Benz.

"I will go to eastern Guangdong in the middle of the month, and maybe I will go to Hong Kong and Hunan Province, and then come back from Wuxi. During this time, you can discuss the company's affairs with General Manager Yang and General Manager Yu.

The courier company will always take care of it."

While Gu Shidian nodded, he asked one more question, "You still need to decide on the specific use of the venture capital funds."

"The money will arrive in the next two days, proceed as planned."

Li Zehua casually flipped through a few reference documents, picked some and stuffed them into his hands, "I know how hard you've worked during this period, and there are a lot of things to deal with when the company was first established.

But after this month, when everything is back on track and things are relatively relaxed, we will organize a team out to relax. You can all bring your families and have a good rest for a few days."

“No, these are what we should do.”

Gu Shijie said sincerely, "Besides, the company is thriving now, and we are full of energy. We wish we could devote ourselves to work every day and seize the market as soon as possible..."

"Is that so?"

Li Zehua pondered for a moment, "When we first met, you were traveling with your family, and I thought you were enjoying life.

In this case, you are right. Now is the critical time and we cannot relax. Everyone’s efforts today will definitely be rewarded tomorrow. Let’s talk about it after the New Year.”

Gu Shijie nodded in agreement, but he didn’t know that he was complaining crazily in his heart: Rest?

Dreaming!
Since joining Qingyun Group, I have no idea what weekends and holidays are like. I have a boss who is a hard worker and sets an example for others.

Who dares to stop and rest?
In addition, with the expected profit options arranged in place and all kinds of welfare benefits provided, everyone from top to bottom is full of motivation.

Especially after it is confirmed that venture capital will come in and invest money, I don’t know who came up with the idea of ​​working hard for a while today and enjoying it for a lifetime tomorrow.

It has been deeply rooted in people's hearts. Everyone is like a tightened spring, working tirelessly just for the future.

In the car, the two people fully exchanged views on the company's current development prospects and the difficulties it faces.

Zhang Tao was driving with headphones on, looking straight ahead, not affected at all...

After sending Gu Shijie home, Li Zehua called home on the way back to Jiaotong University.

"Brother, have you eaten at my cousin's house? How do you say that?"

The second brother may have drunk a little and was very excited. "I agreed to bring the documents to make the change the day after tomorrow. Don't worry, I won't give you the money unless I see the house transferred.

You are right, this matter cannot be considered without careful consideration. Just now when we were having dinner, my cousin kept persuading my mother to give the money first, but after what I said, she seemed reluctant.

Brother, what kind of business are you doing in Shanghai? Can you take me with you?
You know, at home, I work with my mom and I can make a living, but I don’t have any money. If you have a suitable way, please help me make some money.”

Li Zehua thought about it and said, "I can make 100 or 200 yuan by selling one electric car, which is a rechargeable motorcycle.

I just finished drinking with the boss of the factory and was about to go back to my rental house to sleep."

"Making electric cars? You only make a couple hundred bucks per car, that's pointless. But how do you make so much money all at once and pay off your foreign debts?"

The second brother was a little confused. "You can drink with the boss of the factory. You must be a big shot? Are you an agent?"

Li Zehua didn't know what to say specifically. Given his situation, it was okay for him to tell the truth.

But he didn't dare to predict what consequences it would bring, because in his past and present lives, he had seen too many conflicts caused by money.

Just like him, when he was successful, he was surrounded by friends, but when he was down and out, he knew his own situation.

He would be happy to see his family live a better life, but the sums of hundreds of millions or even billions of dollars are beyond the comprehension of ordinary people.

Wealth requires a process of accumulation and cognition. When you suddenly become rich, the stimulation is so strong and it feels unreal!
It is easy to devour a person's heart and make him do many incredible things.

Isn’t it obvious enough if we refer to our past lives?
Thinking of this, he slowly said, "Almost. It's mainly because the big boss gave me a hand, and I just follow him to make a living. It would be even better if you are willing to come and help."

As he spoke, he briefly explained Pinxixi's group buying sales model in rural areas.

He thought it through very clearly. If he was willing to do it, he would endure the hardships at first, adapt to the situation, and then be promoted step by step in the future.

After all, he is a close relative and we will never treat him unfairly. Qingyun has so many subsidiaries and those with strong abilities will be assigned to take charge of key industries.

If he can play to his strengths despite his slight weaknesses, even if he becomes a vice president of a branch company and gets an option, he won't have to worry about millions of dollars in his life.

If you want to start your own business and have your own connections, you will have a high probability of success. As long as you don't commit crimes or kill or burn people in the streets, you can handle it.

However, when the second brother heard that it was so hard, he immediately shook his head and said, "Your business in the countryside doesn't sound reliable. Is there a simpler way to open a store in a big city?

You don't need a lot a month, five or six thousand is enough for food. You also know that I have found a sister-in-law for you.

We are getting engaged this year, and I don't know where to get the 2 yuan betrothal gift. It's OK to come to Shanghai. I can save 8 yuan a month, and I can get it done by the end of the year."

Li Zehua knew this would happen and was speechless. "It's still five or six thousand a month, and you don't want to do business, so you definitely won't do food delivery."

"What's the takeaway?"

The second brother refused without a second thought, "I won't deliver the packages. I work so hard and make one or two thousand yuan a month, which is not even enough for food.

It’s also because my dad passed away early, otherwise I would have come back from the army and asked my cousin for help to arrange for me to work in the unit, and it wouldn’t be like this now.”

Li Zehua had no choice but to reveal his cards directly.

"You don't want to suffer and work hard, so how about this? I'll give you some money, and you can stay at home with your mother, and by the way, see if there are any houses for sale in Sancun.

I think the market price is only about 3,000 to 5,000 yuan per set. Can you help me look around? No matter how many are sold, I will pay you 8,000 yuan per set. Is that okay?"

"Do you also think it should be demolished?"

The second brother smiled and said, "You said it yourself. No matter how many thousands the deal is, you give me eight thousand."

"I said that the three villages are only that big in total. Don't buy randomly. Just buy the few buildings near my cousin's house near the first phase of the building materials city. Buy as many as you can."

Li Zehua had also made up his mind. He would find him something to do first, and when the house was really demolished, he would take money out of it to support him in starting his own business, or even opening a small supermarket.

After all, his mother needs someone to take care of her. In the future, just like in his previous life, if he has two more sons, his mother will have enough hope.

When I go back home on the way from eastern Guangdong to Xingcheng this time, I will persuade my mother to change her career. It’s okay to open a supermarket in advance, or do something else. In short, it’s okay as long as she doesn’t work so hard.

The thought of this makes me a little panic. What if he comes back to life and kills his two closest nephews?
After a little inquiries, fortunately, my sister-in-law has not changed and is still the same person as before.

I felt relieved and said, "I will come back on the 20th and give you the money in person. This cross-province and cross-bank transfer costs 200 yuan each time, which is not worth it."

Because of this, the mother next to the second brother kept muttering, and her voice was so loud that he could hear it clearly on the other end of the phone.

It made sense when I thought about it. After transferring ten thousand, I only got 9800 yuan. Two hundred yuan is not a small amount. It took my mother two days of working day and night to earn it.

(End of this chapter)