"Mr. Li, this matter is not easy to handle. Not only is there no precedent, but it is also not allowed to be a sting operation."

Guo Liangyou asked himself, in his lifetime of investigating cases, what kind of people had he not seen?
The only thing I can't figure out is Li Zehua. Such a young billionaire is rare, and he has never been caught.
But, setting up a special anti-bomb training base, actively upgrading various routines in it, and conducting various field tests, what kind of cool operation is this?

"It all depends on people."

Li Zehua had this idea a long time ago.

"These people have to create value with their hands, so it's better to make use of the waste and let them contribute to society, for example, get a few hundred people together to figure out the tricks.

The company can provide sufficient funds and technical support, and put the first version into the market for field testing. Captain Guo, don't get excited, we have to look at the problem dialectically.

Isn’t this just like normal business operations?

Select target customers, identify customer needs, provide precise services, and solve problems perfectly. This business model has great potential. It has low investment and high output, and the key risk is not high..."

"Stop, stop, stop."

Guo Liangyou would rather have not come here today. The man in front of him had too many unconventional ideas. He really wanted to say: Young man, you are still young and have a bright future, but you must not go astray!
However, the person in front of him was of too high a status. He was an outstanding young entrepreneurial leader with a title in the Governor-General's Office and a patriotic businessman who had been publicly praised by the Five Military Governor's Office.

There are many things that are not suitable to be said directly to someone's face due to his status, but he just keeps them in his heart and feels uncomfortable.

I could only sigh and jokingly say, "Mr. Li, it's a good thing that you are an honest businessman who started a business, otherwise I'm afraid there will be no prison for you in the future."

The implication is that we should kill those who are caught as soon as possible to avoid wasting resources.

"That's not the case. I'm famous for being law-abiding."

Li Zehua smiled and said, "Captain Guo, why don't you think about it from another angle? This may be a brilliant achievement."

Guo Liangyou only saw trouble and obviously didn't believe it.

"Look, Qingyun Group paid to set up a service company that specializes in providing network support and technical tracking, and specifically cooperates with the Six Gates of Magic City to carry out anti-bombing and detection work.

All personnel and technical equipment expenses are donated by me personally, which can be regarded as my small gratitude to the society.

This network information security company can be registered under the name of the Six Gates, and can also solve the employment problems of the families of the bureau in need. I will make the decision and arrange 100 long-term logistics positions for the bureau."

At this point, Guo Liangyou's eyes lit up, "That's not something we can't consider."

Li Zehua continued: "In terms of management, the service company will unconditionally cooperate with the Six Gates in handling the case. As long as there are official documents, they will be tracked anytime and anywhere.

At this stage, various anti-bombing cases are essentially due to insufficient technical means and equipment, and insufficient time preparation, making it difficult to catch the real traces of criminals in a hurry.

As you have just seen, as long as there are enough outstanding talents, the target can be locked in a few minutes and the criminals' bank cards can be frozen to prevent them from transferring funds.

Look at this new process specifically designed to crack down on scammers, isn’t it a brilliant achievement?
Maybe it can be used as a pilot project and then promoted on a large scale across the country in the future.”

Guo Liangyou was tempted, "In principle, it's possible."

But he knew very well that there is no free lunch in the world. What was the other party trying to gain by trying so hard to instigate him?

It seems that Li Zehua wanted to use these people to come up with a whole set of deception methods, and he was going to form his own group to do it in the future.

Guo Liangyou didn't believe it from the bottom of his heart, because he had also heard that Qingyun and a large foreign company were about to reach a financing agreement on the Pinxixi group buying.

It is said that the amount of financing is as high as over 10 billion US dollars. This item alone can bring billions of dollars in increase in his net worth. If things go well, he may even be in the top ten of the Forbes list this year.

With so much money, how could a decent businessman who had made his fortune from scratch without any problems possibly resort to crooked means?

But he couldn't figure out how the other party could benefit from it. Was it just because of his other identity that he was cheated out of 8,000 yuan?

But things can't be fake, they are serious about it.

A long time ago, the group office had made a similar feasibility report and asked him to submit it to the higher-ups on the spot.

He was holding the thick report with a confused look in his eyes, and he still hadn't figured it out until he left...

"Mr. Li, a fixed donation of 10 million per year, plus a network information security center, is not a small amount if it involves the construction of the Six Gates national model demonstration project."

At a small internal meeting, Lin Wenhui was the first to express his incomprehension, and others also disagreed.

“So we need to look at it from a global strategic perspective.”

Li Zehua tapped the table lightly, "It's just over 100 million yuan of investment. I want to build this center not only in Shanghai, but also in major cities across the country.

A minimum of 10-15 security centers will be invested.

Why do we do this? There are many reasons. I will only highlight a few of the main ones. The first is that we can gain the friendship of the six major cities. Simply donating is not stable enough.

Superficial friendships cannot build unbreakable friendships. There is no need to explain too much about what the friendship of the Six Doors means, whether it is Chi Mi, Hummingbird, or the vehicles of the Yun Yun Gang.

Or Qingyun Properties and other subsidiaries.

There are huge potential benefits to be gained from this. Even if there are fewer fines, the annual cost savings for the company will be astronomical.

As for solving the employment problem of the families in difficulty, it is just a side job. This part of the investment will be shared equally by the companies that benefit from it. Each company can just contribute a few million yuan a year as a token of appreciation."

When they heard that the expenditure was just this little, no one had any objection.

What's the main problem?
Li Zehua added, "The rest will be done by General Manager Lin!"

Lin Wenhui protested on the spot, "No, why?"

Li Zehua stared at him with a playful look, "Boss Lin, have you forgotten that in addition to being the group's chief financial officer, you are also the executive president of Micropayment?"

Lin Wenhui came back to his senses and asked, "You mean, this is related to micropayments?"

"Of course!"

Li Zehua held up two fingers and said, "There are too many benefits. I will make it short and only talk about two points. After listening to them, I guarantee that you will be willing to contribute 1 billion or even 10 billion to support the plan."

Lin Wenhui subconsciously held his wallet tightly, thinking, it’s over, the boss is going to start brainwashing him again.

But I can't refuse it, because every time he does something so grand and serious, there must be greater benefits that no one sees.

“First of all, you have to look at the issue of counter-bombing dialectically. It is certainly very harmful. Those who are deceived often lose their life savings, and some even have to bear huge debts.

For ordinary people, being cheated once will bring lifelong regret, and there are many cases where their family is even broken up and their wealth is lost.

So out of social responsibility, we have a certain obligation to prevent tragedies from happening.

This is based on comprehensive considerations of the group's overall image. As long as this golden body is successfully created, the group will be invincible in terms of publicity.

The second point is the key point I want to make!

Last month, I don’t know if you have seen it, but the relevant ministries and commissions issued a pilot implementation plan for the operation of Internet non-financial institutions.

The pilot project clearly defines the business scope of a number of licensed institutions, including payment insurance and micropayments. It is no exaggeration to say that the higher-ups hope to see us make a difference.

We are even encouraged to actively contribute to small and medium-sized enterprises, especially to revitalize small and micro private enterprises in difficulty, increase and stabilize social employment opportunities, etc...."

Foreign capital is actively promoting the Internet non-financial sector, and Internet giants are doing everything they can to ensure that policies are implemented as soon as possible. Tenda even acquired its own wholly-owned bank in Hong Kong early on.

Everyone is gearing up and ready to rush into this dream land full of gold mines at any time.

When state-owned financial institutions are constrained by cumbersome systems and burdened with heavy historical baggage, they are unable to focus on financing projects with funds below one million yuan.

A large number of small and micro enterprises and individuals, for various reasons, are unable to meet the bank's minimum loan standards and have to watch good opportunities slip away from their fingers.

The fundamental reason is that traditional banks have no way of understanding the operating data and future market prospects of small and micro enterprises in real time. More importantly, most of these people only think about the future and not the present.

To put it bluntly, there is no collateral and the tax department cannot find sufficient tax records. So the question is, how does the traditional banking industry determine whether it has sufficient repayment capacity?
There is no solution. Banks don't want to have a lot of bad debts, especially since this involves the red line of loss of state-owned assets. Are you not strict in assessment, or are you colluding with others? The more you do, the more mistakes you make; the less you do, the fewer mistakes you make; and if you do nothing, you make no mistakes.

Under this kind of thinking, one can imagine how difficult it is for small and medium-sized enterprises to obtain financing. However, they are the main force in revitalizing the economy and providing jobs, and they are a powerful supplement to various economic systems.

Historically, the restrictions on non-financial institutions such as payment and insurance have been gradually relaxed because the country has high hopes for Internet companies, because these people have no historical baggage and can go into battle lightly.

Coupled with the full online big data evaluation and automatic review, it is difficult for various problems that exist offline to breed. As long as we do it well, Ali will become a brand new Internet banner.

There is absolutely no problem in it being a representative benchmark for private enterprises!

A core Internet financial institution that can support the future of millions of small and medium-sized businesses and provide hundreds of millions of jobs for the society, this alone is enough for Ali to rest with the country.

Just like the petals that later provided core technical support for the intelligent manufacturing industry, it has become a well-deserved national weapon!
Jack Ma understood this, so historically he has been frantically asking for policies and constantly talking about changing his pawnshop mentality. The higher-ups have repeatedly tolerated this and hoped that he would return to the right path.

The results of it?
Pulling out 300 billion from 3 billion is just an appearance. He is fully focused on building a high-interest empire!
Capital harvesting can no longer satisfy the appetite of him and the people behind him. They intend to let the people of China work for Ali from generation to generation.

salary?

That doesn't exist. The value of your labor is not enough to repay the interest.

During this process, some small and medium-sized enterprises certainly rely on the Internet to obtain funds for survival, but this platform is more aimed at the pockets of Chinese people and their life savings.

Jack Ma once said publicly: Houses will be very cheap in the future.

On the surface, there is nothing wrong with this sentence, but when analyzing a person, never look at the appearance, but rather look at what he does.

To put it bluntly, the general environment at that time was that real estate was continuously draining people's blood, resulting in a reduction in social resources allocated to the Internet and non-financial sectors. The housing drain lasted for decades, draining the savings of ordinary people.

Without liquidity, who will be harvested by the terrifying compound interest of Internet non-financial assets?
However, the initiative of non-financial Internet is almost entirely in the hands of foreign capital, and domestic capital cannot share in the huge profits. This is the reality of this society. Whoever controls more resources has the final say.

Therefore, the construction industry deserves to be the leader of the economy.

But the higher-ups could not tolerate this kind of chaos. The mess in Qiong Province happened only more than a decade ago and is still fresh in people's minds.

Therefore, the regulation started in 15. The key point is that capital has gone crazy and out of control, and there is no regard for anything. When the real estate market is not doing well, the stock market is rushed, and the off-market price has increased eight or ten times, which is completely crazy.

They are forced to open up the real estate market reservoir again to accept funds from all sides, otherwise prices will soar.

In the second round of harvesting mode, Jack Ma personally stood up for Brother Belt. If Brother Belt could see the situation ten years later, I am afraid that this cooperation is doomed to fail...

Li Zehua has always adhered to a life attitude of only looking at the purpose and not asking about the process. What should he do if he sees it clearly but cannot defeat it?
Then join in, try to get the fattest piece, jump out before the thunder breaks out, and then dig a hole to bury these people.

He is not a god and cannot save everyone, but he can, through his own efforts, get the four major banks involved in the Internet non-financial sector to ensure that there will be no problems with the financial pillar.

As long as the Big Four banks do not have systemic risks, all problems are within controllable range.

How to do it specifically? The gap to break the deadlock has been opened. Isn’t it enough to benefit the country and the people by counterattacking and ensuring the safety of life and property of all the people?

Micropayments have the ability to ensure that funds flow within micropayments without problems. It is not difficult to achieve supervision of large-value transfer funds on a technical level.

The difficulty lies in how to obtain the approval of financial institutions. For this, he plans to negotiate with Bank of China and Industrial and Commercial Bank of China first.

Strive for the strong support of these two banks, and then bring in Agricultural Bank of China and China Construction Bank to complete the industry layout.

That is, by binding half of Weifuzhi's shares with the four major banks and the State-owned Assets Supervision and Administration Commission, if the account funds of a single private enterprise bypass supervision and do whatever they want, it will of course be terrifying.

But what if we regard micropayment funds as equivalent to bank savings funds, and the credit funds provided to small and medium-sized enterprises through micropayment financing as the bank’s normal lending business?

You don't do any work, just take the money, and don't take any responsibility, only have supervisory obligations. Do you think this can be done?

Of course!
When the person in charge of Bank of China heard this, he smiled so hard that his mouth was crooked. What a good thing!

In the past, I only heard that private enterprises tried every means to evade supervision and took great pains to get money out of financial institutions. This is the first time I heard that there are some that spend money in institutions that give money. Isn’t this pie in the sky?

Li Zehua did this after careful consideration.

Has he never thought that he would be with Squid in the future, relying on Tokyo University and then going out to hook up with others?
I can't afford to lose that person.

If he wants to do something, he can set up an interest group headed by himself. The squid rose by parasitizing traditional industrial powers such as Britain, Germany and the United States, so why can't he bring in like-minded people?

With the University of Tokyo on the verge of becoming a world industrial empire, can it overtake others?
The internal structure of Squid Capital is not a monolithic entity, otherwise it would have been on the teppanyaki grid and become extremely popular.

The first step in everything is to unite all the forces that can be united during the craziest stage of the Internet non-financial sector from 12 to 15, and curb this out-of-control force from draining the last penny from the bottom.

The Western tendency of pre-consumption and overdraft consumption should be curbed first, while the Eastern tendency is to focus on steady growth and the future can only be achieved if everyone can barely get by.

To put it bluntly, the squid has to dig up the roots of leeks, because during this round of global industrial transfer, the University of Tokyo has consumed too many resources and has grown too strong to be cut.

Only after digging out the roots, according to Squid's idea, stripping away the core R&D capabilities, and shattering the industrial chain, forcing them to rely on Squid to survive, can they hand over financial control.

This is done only when the squids are able to complete the harvest regularly and no forces that threaten the squids emerge.

Their layout was so misleading that when Li Zehua looked around, he found that there were not many people who could stand firmly by his side. After much thought, he could only protect himself by bringing the four major banks together.

In this process, he also has to prevent his allies from backstabbing him, because it is relatively difficult to deal with the increasingly powerful Qingyun faction, but it is much easier to deal with himself.

When it comes to major issues, he can trust his allies who come out to negotiate with him as a whole, but who can withstand those allies who secretly attack him?

So from the very beginning, he approached Todai with the greatest goodwill, and examined every individual who approached him with the greatest malice.

The higher-ups were overwhelmed by the plan proposed by him. Not to mention the economic value it contained, the most important thing was that the four major banks could obtain the most authentic market data without any effort.

There is no doubt that the Internet has terrifying information collection, analysis, and processing capabilities. No matter how Qingyun continues to develop in this way, it will become one of the most important players in the market.

Then relying on the most important micropayment in the Qingyun system, the commercial and social and economic value it contains will be immeasurable.

The risk belongs to Qingyun Group. The four major banks only need to control the execution of the plan to prevent any deviation. As for the internal transfer restrictions on micro-payments and the cancellation of withdrawal fees, they will be fine.

Allowing micropayments to establish an information security system to supervise every transfer of more than 5000 yuan is a small matter.

The key is that the two conditions proposed by Li Zehua himself are rather difficult to achieve.

I won’t even mention the first one. As for absolute voting rights, the Big Four banks can only acquire shares in the name of a third-party company, and the voting rights must be completely entrusted to the management for 20 years.

In other words, Li Zehua himself wants absolute control. As for twenty years later, he will either not live to see that time, or if he does, he will probably follow the expansion of Tokyo University and go abroad to become an independent entity.

At that time, it didn't matter if Hua Xia Micro Payment was completely given to the state, because its purpose had been achieved.

The second one is even more bizarre. It is a real estate restriction policy that will only be implemented after five years. That is, when commercial banks issue housing loans, they are deemed to have accepted the true value of the collateral and will no longer pursue liability in the event of default.

To put it simply, if a bank issues a loan and it goes overdue, it will repossess the house and auction it off, whether it is sold for 10 million or 1 million, or what the loan amount is, it has nothing to do with the buyer.

Once this thing came out, housing prices could no longer rise arbitrarily starting from 16. Why?
Because the risk becomes the financial institution's responsibility and is no longer borne by individuals.

He seemed certain that a radical change would take place within five years.

The amount of information involved is too huge, and no one dares to agree for the time being.

However, Li Zehua is not worried because in addition to the Pinxixi group buying business, it will be listed on the US stock market in 2011.

All other eligible subsidiaries, other affiliated companies within the Qingyun system, and friendly companies that have been profoundly affected.

All of them were scheduled to be listed in Hong Kong or Lijiaopo during that special period in 2015, and at the same time, they would also be arranged to be listed simultaneously in China.

There is never a shortage of funds in the market, only a shortage of confidence.

So let’s wait and see!
Five years is enough time for him to build a huge economic empire, and by then the entire Qingyun system will emerge as an unrivaled force.

Tell those traitors who got rich by shorting their own country, the world has changed! (End of this chapter)